N E W S
4.7.2014 – Notification from the Banking Association
In March 2010, the American Congress adopted the Foreign Account Tax Compliance Act – FATCA, which is intended to prevent tax evasion by the American tax payers keeping accounts abroad.
Following the international trends, the banking sector in the Republic of Macedonia started to implement the Foreign Account Tax Compliance Act – FATCA in its operation.
Therefore, we notify you that, as from 01.07.2014, banking sector in the Republic of Macedonia started to implement a standardized and unified procedure for identification of all of its clients, applying the law regulations and by-laws of the Republic of Macedonia and the Foreign Account Tax Compliance Act – FATCA.
02.07.2014 - mBanka – mobile phone application of Komercijalna Banka
Banka AD Skopje has announced the availability of mBanka
mobile phone application for iOS and Android based mobile phones for access to
the services available so far only through the web application of the Internet
Bank for retail clients and Bank’s port.
mBanka may now be used while in movement, enabling having
complete insight in the accounts and making money transfers and payments without
using security tokens or codes. Furthermore, one touch on the information
needed will be sufficient to have the nearest Bank’s ATM, city-branch or branch
located, to have insight in the applicable Exchange Rates List and get more
information on the products and services offered by Komercijalna Banka.
application may be used free of charge, and if a client is already an Internet
Bank user, there is no need for new agreements with the Bank but only a simple activation
through the Bank’s web application Internet Bank following the guidelines in
application may be obtained from the appropriate App Store (Apple Inc. trade
mark) and Google Play (Google Inc.) mobile phone applications, at the following
Prior to the
use of the application, please read carefully the General
Conditions of Komercijalna Banka AD Skopje related to
the use of E-Banking services for retail clients through the Internet Bank,
which also defines the use of mBanka.
please adhere to the security recommendations provided therein.
01.07.2014 - Procedure under decision on enforced collection
the purpose of explaining the procedure on executing a decision on enforced
collection by a competent authority for an individual, submitted to
Komercijalna Banka AD Skopje, hereunder we state the steps and the amount of
fees for the Bank’s clients:
- Upon receipt of a decision on enforced collection by a
competent authority concerning an individual – debtor, pursuant to the law
regulation the Bank checks the data stated in the decision with the data
recorded in the Bank (name and surname, Personal Reg. No. and transaction
account). If they match, the Bank can execute the decision. Pursuant to the
Bank’s Terms and Conditions for execution of domestic payment operations, fees
for execution of the decision is in the amount of MKD 500,00.
- If on the transaction account and the other products related to
the respective Personal Reg.No. there are not at all or there are no sufficient
proceeds to execute the decision, the Bank shall block the transaction account
and all the products for that person. After that, it shall submit information
on blockade to the Unique Register for Transaction Accounts (URTA) to block all
his/her accounts kept in the URTA, for which it shall charge fees in the amount
of MKD 150,00.
Upon received inflow on the transaction account, the Bank shall
execute the decision, and unblock the account, for which it shall charge fees
for execution of the blockade and fees for unblocking the account in the amount
of MKD 150,00.
The information on the amounts of the fees can be seen on the web
site of the Bank
in the section for “Individuals” in the
part “Fees” in the title “Fees for denar payment operations”.
01.07.2014 - Loans with the most favourable conditions on the market
01.07.2014, Komercijalna Banka AD Skopje shall provide housing and consumer
loans with the most favourable conditions on the market.
loan is with interest rate of 4,85% p.a. fixed for the first 5 years and 6,65%
annual variable interest rate for the rest of the repayment period of loans with FX clause.
loans are with 6% annual interest rate fixed for the first year and 7,65%
annual variable interest rate for the rest repayment period of loans with EUR
01.07.2014 - No fees for the newly approved loans
The Bank is
going on with the promotion period for approving and administering with no fees
for all newly approved consumer and housing loans with EUR clause up to
- No fees for
approving and administering of all newly approved consumer loans with EUR
clause in the promotion period 01.07.2014-31.12.2014. The Bank shall calculate
and charge fees pursuant to its acts for consumer loans approved for refinancing
of the existing consumer loans. More information here .
- No fees for
approving and administering and free of charge for appraisal of the value of
the security instrument for all newly approved housing loans with EUR clause in
the promotion period 01.07.2014-31.12.2014. The Bank shall calculate and charge
fees pursuant to its acts for consumer loans approved for refinancing of the
existing consumer loans. More information here .
A R C H I V E