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21.4.2010 - Komercijalna Banka AD Skopje is decreasing the interest rates for the third time this year

Following the signals of the National Bank of the Republic of Macedonia, which lowered the interest rate on the treasury bills, Komercijalna Banka AD Skopje decided for the third time this year to lower the loan and deposit interest rates, as follows:


  • Decrease to 1 percentage point of the interest rates for legal entities for all existing denar loans approved as from 01.05.2009, as well as all newly approved loans to legal entities. The interest rates on the existing loans to legal entities approved up to the stated date shall be decreased for 0.5 percentage points as for the loans secured by a first rank mortgage of minimum 120%, which were decreased at the beginning of the year.

    This decrease shall be applied as from 01.05.2010.
  • Decrease of the interest rates on loans to individuals from 0.5 to 1 percentage point, depending on the type of the credit product, as follows: consumer loans approved after 16.05.2009 for 0.5 percentage points, denar housing and mortgage loans without specified purposes for 0.5 percentage points, car loans secured by guarantors or pledge of vehicle for 0.5 percentage points, car loans secured by mortgage on real estate for 1 percentage point and tourist loans for 1 percentage point.

    This decrease shall be applied as from 16.05.2010.


As from 01.05.2010 the Bank shall lower interest rates on the balance on current accounts for 0.2 percentage points, on the denar demand savings deposits for 0.3 percentage points, on the time deposits from 0.7 to 1.2 percentage points, on the FX demand savings deposits in EUR for 0.2 percentage points and on the FX time savings deposits in EUR from 0.1 to 0.3 percentage points. The interest rates on time deposits of legal entities shall be lowered accordingly.


Banks would be more stimulated to decrease the interest rates on loans if the National Bank of the Republic of Macedonia decreased the rate of the mandatory reserve.

14.12.2017 – Support to the humanitarian bazaar of the Red Cross


A part of employees of Komercijalna Banka had the pleasure to visit the humanitarian bazaar organized by the Red Cross of the Republic of Macedonia and to see the exposed beautiful paintings made by children with special needs from the daily centers in eight municipalities.


The paintings we have seen at the bazaar are made with unselfish support of several painters, within the workshop of the project called  “Podobra socijalizacija na decata i mladite so posebni potrebi” (Better socialization of children and juveniles with special needs).


As always, the time spent with the children and their smiles have warmed our hearts. We used the opportunity to buy several paintings and thus to donate additional funds for this significant project.

Поддршка на хуманитарен базар
Поддршка на хуманитарен базар

13.12.2017 - Increased amount and extended period to apply for a cash loan with EUR clause

The  Bank has increased the amount of the cash loans with EUR clause up to 15.000 euros, with interest rate of 6% fixed for the first year and 7,6% variable for the rest period.

All creditworthy citizens having minimum 12,000 denars monthly income on a transaction account with the Bank may apply for the loan. In the course of the promotion period up to 30.06.2018, all newly approved cash loans with EUR clause shall be approved by the Bank free of approval and administration charges. For more information go to link.

11.12.2017 – Notification on a new service of Komercijalna Banka eTrader, always in pace with your time


Komercijalna Banka has launched the e-Trader application intended for the ultimate beneficiaries (clients of the brokerage house) allowing them to send electronic orders to the Bank’s brokers and a complete insight into the trading with securities at the Macedonian Stock Exchange


In order to use the e-Trader application you need to have an electronic device having access to internet. Notwithstanding where you are, e-Trader will allow you to send electronic orders to the Bank’s brokers and to follow the trading with securities in real time, thus replacing the traditional manner of trading, which assumes physical presence of the clients to give orders.


Once you visit the Bank’s brokers you will get a user name and password for protection, and after that you may send the order forms from your home, from woutr work place, from abroad, while being on vacation etc.


The application is easy to use and allows:


  • high security level (SSL certificate, unique user name and password for protection of users)
  • easy manner of filling out the order form, its entry, amendment or withdrawal
  • viewing the portfolio and statement of funds with quick update
  • viewing market information (price, depth, transactions)
  • following entry and execution of the order form in real time
  • viewing the active order forms and e-trading applications
  • following the order form in the depth of the market
  • alarms (notifications on changes on the market).

06.12.2017 - Komercijalna Banka AD Skopje four-time winner of Global Finance award

World magazin Global Finance, based in New York, USA, named Komercijalna Banka AD Skopje “The Best Foreign Exchange Provider in Macedonia for 2018” , which is fourth award of this type from Global Finance. This recognition is another proof for the Innovation, expeditious and quality of service of the bank.


Criteria for choosing the FX Providers winners included:  transaction volume, market share, scope of global coverage, customer service, competitive pricing and innovative technologies.


This achievement demonstrates  not only diverse financial instruments the bank offers and high quality of service in the Trading Department, but also the highest country’s and global coverage on the Financial Markets.

01.12.2017 - Notification


Komercijalna Banka AD Skopje is hereby informing the public that as at 29.11.2017, the European Bank for Reconstruction and Development (EBRD) sold its qualified share of 5,245% in the Bank’s total equity capital.

21.11.2017 - Notification from Gostivar Branch

Dear Clients,


Kindly be advised that on 25 November (Saturday), 2 December (Saturday) and 9 December (Staurday) 2017, Gostivar Branch will be closed due to some construction works.