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21.4.2010 - Komercijalna Banka AD Skopje is decreasing the interest rates for the third time this year


Following the signals of the National Bank of the Republic of Macedonia, which lowered the interest rate on the treasury bills, Komercijalna Banka AD Skopje decided for the third time this year to lower the loan and deposit interest rates, as follows:

 

  • Decrease to 1 percentage point of the interest rates for legal entities for all existing denar loans approved as from 01.05.2009, as well as all newly approved loans to legal entities. The interest rates on the existing loans to legal entities approved up to the stated date shall be decreased for 0.5 percentage points as for the loans secured by a first rank mortgage of minimum 120%, which were decreased at the beginning of the year.

    This decrease shall be applied as from 01.05.2010.
  • Decrease of the interest rates on loans to individuals from 0.5 to 1 percentage point, depending on the type of the credit product, as follows: consumer loans approved after 16.05.2009 for 0.5 percentage points, denar housing and mortgage loans without specified purposes for 0.5 percentage points, car loans secured by guarantors or pledge of vehicle for 0.5 percentage points, car loans secured by mortgage on real estate for 1 percentage point and tourist loans for 1 percentage point.

    This decrease shall be applied as from 16.05.2010.

 

As from 01.05.2010 the Bank shall lower interest rates on the balance on current accounts for 0.2 percentage points, on the denar demand savings deposits for 0.3 percentage points, on the time deposits from 0.7 to 1.2 percentage points, on the FX demand savings deposits in EUR for 0.2 percentage points and on the FX time savings deposits in EUR from 0.1 to 0.3 percentage points. The interest rates on time deposits of legal entities shall be lowered accordingly.

 

Banks would be more stimulated to decrease the interest rates on loans if the National Bank of the Republic of Macedonia decreased the rate of the mandatory reserve.






25.03.2015 – Notification


Today, on 25.03.2015, shareholders of Komercijalna Banka AD Skopje have held General Meeting of their Assembly.

 

The shareholders confirmed that the Bank ended 2014 with gross profit in the amount of MKD 109.4 million. Upon calculation of tax on non-recognized expenses of MKD 13.8 million, the net profit of the Bank is in the amount MKD 95.6 million. Shareholders of the Bank made Decision on utilization and distribution of profit realized in the amount of MKD 95.6 million and decided to allocate a part of the profit into reserves for the purpose of increasing the total capital of the Bank and of the book value of the Bank’s shares.

 

The Assembly adopted the financial statements and consolidated financial statements as well as the and year-end account of the Bank and the consolidated year-end account of the Bank for 2014, Program for Business Policy Measures and Activities, Financial Plan of the Bank for 2015, Report for compliance of the Bank with the Code of Corporate Governance of shareholding companies listed on the Macedonian Stock Exchange.




25.03.2015 - 60 years we create values together


On 23.3.2015, the Bank held Ceremonial Academy in the “Aleksandar Palace” hotel in Skopje on the occasion of its 60th anniversary under the motto  “60 years we create values together”.

 

The Chief Executive Officer and President of the Board of Directors, Mr. Hari Kostov, addressed the numerous shareholders, clients and guests present at the Academy.

 

“n the past 60 years we were the first in the country to start many activities which led us to the top. Nowadays, Komercijalna Banka has over 41,000 corporate clients and 890,000 citizens and has 85,000 users of services through Internet and 4,200 users of the services of mobile banking. That is the area we prospect to be the future of the Bank, for which we prepare serious transformations and application of the up-to-date tools in the Internet and e-banking. 

 

The Bank has kept the position of a leader in financial intermediation at the capital market with realized total share of 58.6% of the total turnover of the Macedonian Stock Exchange.

 

The Bank’s share in the Macedonian banking market is traditionally around 30%. Komercijalna Banka takes the first place in the Republic of Macedonia in several important categories, such as the size of total assets, households’ deposits, loans approved to non - financial legal entities, supporting their international trade operations and the number of opened denar accounts to legal entities, while by the capital it takes the second place.

 

Sixty years of experience, acquired trust in the stringent international financial circles, established correspondent relations with the renowned foreign banks, well-trained staff, clear vision and strategy of the management are a guarantee that our Bank will keep on being among leading banks in the country”, said Mr. Kostov.

 

The celebration of the jubilee was continued with the spectacular performance of the old friends of the Bank, the chamber orchestra “Skopski solisti”, the group “Sintezis” and the musician Vlatko Stefanovski.

 

The Monography of Komercijalna Banka, bearing the title “60 years we create values together”, was promoted at the Ceremonial Academy.

 

Gallery


20.3.2015 – Ceremonial academy on the occasion of 60 years of Komercijalna Banka


Komercijalna Banka AD Skopje is celebrating its 60-th anniversary with the slogan “We create values together”, a jubilee that is celebrated by a small number of institutions in Macedonia. On the occasion of the jubilee there will be Ceremonial Academy held on 23.3.2015 (Monday) at 7.2- p.m.

 

The Chief Executive Officer of Komercijalna Banka AD Skopje. Mr. Hari Kostov, is going to address the invited shareholders, guests from the country and abroad, presenting all more important phases of operation of the Bank, as well as the key activities that had left deep traces both on the economic and on the social life in the Republic of Macedonia.  The Ceremony is going to be enriched by convenient musical program and the oldest user of the e-banking services of Komercijalna Banka will be given an award.

 

Sixty years of experience, acquired trust in the stringent international financial circles, established correspondent relations with renowned foreign banks, well trained staff, clear vision and strategy of the management are guarantee that this bank shall keep on being a leading bank in the country.




16.03.2015 – We are going on with the promotion period for housing loans


Komercijalna Banka AD Skopje has prolonged the promotion period until 31.5.2015 in which it offers a favorable housing loan with EUR clause with promotional interest rate of 2,9% per annum, fixed for the first 3 years and 6,85% per annum variable for the rest of the loan repayment period.
 

In addition, the Bank also prolonged the promotion period until 31.5.2015 in which all housing loans with EUR clause will be approved free of charge for approval and administration and free of charge for appraisal of security.

Housing loans approved for the purpose of refinancing of the existing housing loans in Komercijalna Banka AD Skopje will be subject to charges calculated pursuant to acts of the Bank.







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