N E W S
21.4.2010 - Komercijalna Banka AD Skopje is decreasing the interest rates for the third time this year
Following the signals of the National Bank of the Republic of Macedonia, which lowered the interest rate on the treasury bills, Komercijalna Banka AD Skopje decided for the third time this year to lower the loan and deposit interest rates, as follows:
- Decrease to 1 percentage point of the interest rates for legal entities for all existing denar loans approved as from 01.05.2009, as well as all newly approved loans to legal entities. The interest rates on the existing loans to legal entities approved up to the stated date shall be decreased for 0.5 percentage points as for the loans secured by a first rank mortgage of minimum 120%, which were decreased at the beginning of the year.
This decrease shall be applied as from 01.05.2010.
- Decrease of the interest rates on loans to individuals from 0.5 to 1 percentage point, depending on the type of the credit product, as follows: consumer loans approved after 16.05.2009 for 0.5 percentage points, denar housing and mortgage loans without specified purposes for 0.5 percentage points, car loans secured by guarantors or pledge of vehicle for 0.5 percentage points, car loans secured by mortgage on real estate for 1 percentage point and tourist loans for 1 percentage point.
This decrease shall be applied as from 16.05.2010.
As from 01.05.2010 the Bank shall lower interest rates on the balance on current accounts for 0.2 percentage points, on the denar demand savings deposits for 0.3 percentage points, on the time deposits from 0.7 to 1.2 percentage points, on the FX demand savings deposits in EUR for 0.2 percentage points and on the FX time savings deposits in EUR from 0.1 to 0.3 percentage points. The interest rates on time deposits of legal entities shall be lowered accordingly.
Banks would be more stimulated to decrease the interest rates on loans if the National Bank of the Republic of Macedonia decreased the rate of the mandatory reserve.
1.7.2015 – Notification to clients traveling to Greece
Greece and introduction of capital controls, Komercijalna Banka AD Skopje hereby notifies its clients – cardholders that based on communication with the companies Visa International Inc. and MasterCard Worldwide Inc. at present there are no limitations set by the Bank for use of its cards in Greece.
Having in mind the current situation in Greece and introduction of capital controls, Komercijalna Banka AD Skopje hereby notifies its clients – cardholders that based on communication with the companies Visa International Inc. and MasterCard Worldwide Inc. at present there are no limitations set by the Bank for use of its cards in Greece.
Holders of cards issued by Komercijalna Banka AD Skopje traveling to Greece shall be able to execute transactions regularly and to use cards without limitations and restrictions when withdrawing cash from ATMs and for payments in trade.
Holders of Visa and MasterCard cards, issued by Komercijalna Banka AD Skopje, should be aware that there could be small problems made by merchants who might prefer payment in cash. Therefore, we recommend the clients traveling to Greece to take sufficient cash with them.
30.06.2015 – Contactless payment and cash-back with debit cards
With cards of Komercijalna Banka from now on you can pay in the most modern way - contactlessly and in a second.
Komercijalna Banka with its cards provides quick and contactless payments in trade without entering a PIN code for transactions up to MKD 750. For transactions over MKD 750 PIN code is required. This manner of payment is perfect to buy small things and helps in reducing the queues before cashiers, since the whole transaction takes a few seconds.
At present, contactless payment is available on the Debit MasterCard debit card and VISA Electron debit card of Komercijalna Banka.
Apart from others, a great advantage of the Debit MasterCard World debit card for individuals is that it allows cash-back when purchasing at points of sale („cash back“) as follows: - for trade up to MKD 10,000 per month: 0.4% of the trade realized, while for trade over MKD 10,000 per month: 0.6% of the trade realized.
Calculation of the cash back is performed on monthly basis and is paid out in form of a gift card, upon accumulation of MKD 1.000. Cash-back is not available for contactless transactions.
Older versions of the above stated cards which do not have contactless technology can be replaced in the Bank’s city-branches free of charge.
Contactless payment is available at specially marked places which are equipped with this modern and safe technology. Number of such points of sale in Macedonia and throughout the world is big and is constantly increasing.
Contactless technology is based on global safety standards. The name “PayPass” is used by the MasterCard contactless cards, while for VISA contactless cards this technology is called “PayWave”.
All additional information about the newest services and products of Komercijalna Banka can be found on the Bank’s web site www.kb.com.mk.
26.06.2015 - Notification about working hours of city-branches
As from 01.07.2015 the working hours of the city-branches in Skopje will be from 08:00 a.m. to 04:00 p.m. and from 07:30 a.m.; 08:00 a.m. to 06:00 p.m.
Due to the summer vacation we notify that in the period from 01.07 to 31.08.2015 the following city-branches in Skopje: Gjorce Petrov 2; Nova Makedonija; Cesma and Cair 2 will be closed.
Thank you for your understanding.
11.06.2015 – Sports games for the voluntary blood donors
On June 6 and 7, 2015, the Red Cross of Skopje organized sports games for the voluntary blood donors in Biser Hotel in Struga. Seven teams of voluntary blood donors from the companies Komercijalna Banka AD Skopje, Makpetrol Skopje, Okta, the Club of Voluntary Blood Donors, Bargala Stip, JSP Skopje and Red Cross Branch from Kumanovo took part at the sports games. These teams compete in seven disciplines and the team of voluntary blood donors from Komercijalna Banka AD Skopje won the following places:
- First place – men – three-points shots (basketball), first place – men – darts, second place – men – table tennis, second place – women – tug of war, third place – sack race and third place – women – free run.
As a team, the voluntary blood donors from Komercijalna Banka AD Skopje won the third place.
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