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21.4.2010 - Komercijalna Banka AD Skopje is decreasing the interest rates for the third time this year


Following the signals of the National Bank of the Republic of Macedonia, which lowered the interest rate on the treasury bills, Komercijalna Banka AD Skopje decided for the third time this year to lower the loan and deposit interest rates, as follows:

 

  • Decrease to 1 percentage point of the interest rates for legal entities for all existing denar loans approved as from 01.05.2009, as well as all newly approved loans to legal entities. The interest rates on the existing loans to legal entities approved up to the stated date shall be decreased for 0.5 percentage points as for the loans secured by a first rank mortgage of minimum 120%, which were decreased at the beginning of the year.

    This decrease shall be applied as from 01.05.2010.
  • Decrease of the interest rates on loans to individuals from 0.5 to 1 percentage point, depending on the type of the credit product, as follows: consumer loans approved after 16.05.2009 for 0.5 percentage points, denar housing and mortgage loans without specified purposes for 0.5 percentage points, car loans secured by guarantors or pledge of vehicle for 0.5 percentage points, car loans secured by mortgage on real estate for 1 percentage point and tourist loans for 1 percentage point.

    This decrease shall be applied as from 16.05.2010.

 

As from 01.05.2010 the Bank shall lower interest rates on the balance on current accounts for 0.2 percentage points, on the denar demand savings deposits for 0.3 percentage points, on the time deposits from 0.7 to 1.2 percentage points, on the FX demand savings deposits in EUR for 0.2 percentage points and on the FX time savings deposits in EUR from 0.1 to 0.3 percentage points. The interest rates on time deposits of legal entities shall be lowered accordingly.

 

Banks would be more stimulated to decrease the interest rates on loans if the National Bank of the Republic of Macedonia decreased the rate of the mandatory reserve.






21.4.2015 – Donation to single mothers


Employees of Komercijalna Banka AD Skopje collected donation in money, clothes, shoes, napkins and cosmetics for aid to single mothers and gave it to Biljana Miloshevikj – the girl who, on her own initiative, helps families in need of help. Biljana works in a construction company and as a socially responsible person she attempts to help single parents by collecting donations and funds in order to help them handle the problems they are faced to every day. She thanked the employees of Komercijalna Banka AD Skopje for their help through its facebook profile saying:

 

“Dear friends, I am honored and proud to inform you on the donation from Komercijalna Banka AD Skopje for aid to single mothers. I was welcomed with a positive energy, smiles and a lot of love. The donations was comprised of money, clothes, shoes, cosmetics and napkins. It will be distributed to several socially disadvantaged families. Sincerely, I was speechless. I would like each bank to take the example of the employees of Komercijalna Banka AD Skopje and support us in our appeal for help. Our little means a lot for someone. Enormous gratitude to you and all the best!”

 

Donacija



27.4.2015 – PRESS RELEASE - Municipal Infrastructure Development Fund to boost municipal infrastructure in Macedonia


The Fund signs its first Risk Participating Agreement in the Western Balkans

 

The Municipal Infrastructure Development Fund (MIDF) and Komercijalna Banka AD Skopje are supporting the development of sustainable infrastructure in Macedonia with loans in an amount of €10 million available to municipalities, utility and private companies, providing municipal services.

 

The proceeds of the loan will be used to finance the building of new and modernisation of essential municipal infrastructure in smaller municipalities which traditionally have limited capacity to prepare sustainable infrastructure projects and are facing difficulties accessing commercial bank funding.

 

The MIDF is a pioneering €100 million investment fund, launched by the EBRD and KfW with a generous contribution from the governments of Germany and Switzerland and Austria, aimed at stimulating the growth of the municipal lending market and achieve long term sustainability in municipal services in the Western Balkans.

 

In addition, technical assistance funding is provided by the governments of Austria and Switzerland to support project preparation and implementation and capacity building of the municipal borrowers.

 

Komercijalna Banka AD Skopje is the largest commercial bank in Macedonia with a broad national branch network and wide range of customer services. 

 

“We are proud to announce today this great opportunity for the development of the municipal infrastructure. At MIDF we believe that there is a strong demand for the development of local infrastructure while the financial market in the country has not yet attended this sector to its full potential. It is through such ways innovative cooperation of MIDF that we seek to bridge this financing gap in the municipal infrastructure in Macedonia and provide the necessary support to this end” said Dr. Klaus Richter, Project Manager of the MIDF.

 

“We highly appreciate the newly established cooperation with MIDF” said Mr Hari Kostov, CEO of Komercijalna Banka AD Skopje, “It is a welcomed source of financing for urgently needed infrastructure investments in Macedonia coupled with substantial technical assistance to the final borrowers. As such, the financing package gives an additional advantage to the clients beyond the favourable interest rates. Our bank already proved itself as long-term partner in this country which supports the economic development in many different ways.”

 

MIDF has been designed for the Western Balkans, and within this group the Fund’s strategy will be to focus on Albania, Bosnia and Herzegovina, Kosovo, Macedonia, Montenegro and Serbia in accordance with local needs.

 

Soopstenie



21.04.2015 – Notification


Dear clients,

 

This is to notify you that on 21 April, 2015 the city-branch of the Bank located in the City Shopping Center (GTC) will not operate. You can use our products and services in the near city-branches at:

 

  • Head Office of the Bank (KB1 and KB2);
  • Chamber of Commerce;
  • JAT;
  • Buket; and
  • Makpetrol.

 

As from 22 April, 2015 the city-branch at MNT will not operate due to renovation works. You can use our products and services in other city-branches of the Bank.

 

Thank you for your understanding.







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