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21.4.2010 - Komercijalna Banka AD Skopje is decreasing the interest rates for the third time this year


Following the signals of the National Bank of the Republic of Macedonia, which lowered the interest rate on the treasury bills, Komercijalna Banka AD Skopje decided for the third time this year to lower the loan and deposit interest rates, as follows:

 

  • Decrease to 1 percentage point of the interest rates for legal entities for all existing denar loans approved as from 01.05.2009, as well as all newly approved loans to legal entities. The interest rates on the existing loans to legal entities approved up to the stated date shall be decreased for 0.5 percentage points as for the loans secured by a first rank mortgage of minimum 120%, which were decreased at the beginning of the year.

    This decrease shall be applied as from 01.05.2010.
  • Decrease of the interest rates on loans to individuals from 0.5 to 1 percentage point, depending on the type of the credit product, as follows: consumer loans approved after 16.05.2009 for 0.5 percentage points, denar housing and mortgage loans without specified purposes for 0.5 percentage points, car loans secured by guarantors or pledge of vehicle for 0.5 percentage points, car loans secured by mortgage on real estate for 1 percentage point and tourist loans for 1 percentage point.

    This decrease shall be applied as from 16.05.2010.

 

As from 01.05.2010 the Bank shall lower interest rates on the balance on current accounts for 0.2 percentage points, on the denar demand savings deposits for 0.3 percentage points, on the time deposits from 0.7 to 1.2 percentage points, on the FX demand savings deposits in EUR for 0.2 percentage points and on the FX time savings deposits in EUR from 0.1 to 0.3 percentage points. The interest rates on time deposits of legal entities shall be lowered accordingly.

 

Banks would be more stimulated to decrease the interest rates on loans if the National Bank of the Republic of Macedonia decreased the rate of the mandatory reserve.






19.11.2014 – Decreased interest rates on housing loans with EUR clause


Komercijalna Banka started offering housing loans with EUR clause with promotional interest rates applicable until 31.03.2015. The loan interest rate is 2.9% p.a. fixed for the first three years and 6.85% p.a. variable for the rest of the loan repayment period.

 

All housing loans with EUR clause applied for within the promotion period until 31.03.2015 shall be free of approval, administration and appraisal charges. Any housing loans approved for refinancing the existing housing loans approved by Komercijalna Banka shall be charged fees and commissions in accordance with the Bank’s acts.

More information regarding the loan conditions here.




14.11.2014 - Komercijalna Banka AD Skopje Sponsor of the “Zlatno slavejche” festival for the ninth time


For the ninth time in a row, the Bank is sponsor of the prestigious children festival in the country “Zlatno slavejche” (“Golden Nightingale”) that for the 44rd time is being held in the Universal Hall in Skopje from 14 to 19 November 2014.

For that purpose, the audience shall be presented brand new songs, which shall be performed with choreographic accompaniment, which is characteristic for this children festival as the oldest one in the region.




03.11.2014 – Sports achievements for the Savings Day


On 1.11.2014, on the occasion of the Savings Day, the Union of Finance Organizations of Macedonia organized a tournament in the sport center Forca, in which 9 financial organizations took part. Members of the Union of Komercijalna Banka AD Skopje also took part in the event.

 

The Bank had competition teams in all 4 categories. Teams of Komercijalna Banka AD Skopje achieved the following results:

1. Volleyball – 1st place

2. Football – 4th place

3. Bowling (men) – 2nd place

4. Bowling (women) – 3rd place

 

Congratulations to the competitors from Komercijalna Banka.

 

Odbojka


31.10.2014 - Bitola Branch in new business premises


As from 3.11.2014 the Branch of Komercijalna Banka AD Skopje in Bitola shall operate in new business premises located at Nikola Tesla Str. No. 18, Bitola (old bus station).




31.10.2014 – Decrease of the a part of deposit interest rates


As from 01.11.2014, Komercijalna Banka AD Skopje will lower a part of deposit interest rates, as follows:

Legal entities:

  • Denar time deposits and denar time deposits of pension and investment funds, pension funds management companies and investment funds management companies from 0.30 p.p. to 0,60 p.p.

Natural persons:

  • Denar time savings deposits for all maturities (except for maturity to 3 months) from 0,30 p.p. to 0,40 p.p.;
  • Foreign currency time savings deposits in EUR currency for all maturities (except for maturity to 1 month) from 0,10 p.p. to 0,30 p.p.






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