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21.4.2010 - Komercijalna Banka AD Skopje is decreasing the interest rates for the third time this year

Following the signals of the National Bank of the Republic of Macedonia, which lowered the interest rate on the treasury bills, Komercijalna Banka AD Skopje decided for the third time this year to lower the loan and deposit interest rates, as follows:


  • Decrease to 1 percentage point of the interest rates for legal entities for all existing denar loans approved as from 01.05.2009, as well as all newly approved loans to legal entities. The interest rates on the existing loans to legal entities approved up to the stated date shall be decreased for 0.5 percentage points as for the loans secured by a first rank mortgage of minimum 120%, which were decreased at the beginning of the year.

    This decrease shall be applied as from 01.05.2010.
  • Decrease of the interest rates on loans to individuals from 0.5 to 1 percentage point, depending on the type of the credit product, as follows: consumer loans approved after 16.05.2009 for 0.5 percentage points, denar housing and mortgage loans without specified purposes for 0.5 percentage points, car loans secured by guarantors or pledge of vehicle for 0.5 percentage points, car loans secured by mortgage on real estate for 1 percentage point and tourist loans for 1 percentage point.

    This decrease shall be applied as from 16.05.2010.


As from 01.05.2010 the Bank shall lower interest rates on the balance on current accounts for 0.2 percentage points, on the denar demand savings deposits for 0.3 percentage points, on the time deposits from 0.7 to 1.2 percentage points, on the FX demand savings deposits in EUR for 0.2 percentage points and on the FX time savings deposits in EUR from 0.1 to 0.3 percentage points. The interest rates on time deposits of legal entities shall be lowered accordingly.


Banks would be more stimulated to decrease the interest rates on loans if the National Bank of the Republic of Macedonia decreased the rate of the mandatory reserve.

18.08.2015 – The sports amateurs of Komercijalna Banka – the best in three disciplines

The teams of Komercijalna Banka AD Skopje achieved notable results in the matches of the tournament “Month of Sport 2015”, being supported by their colleagues and audiences. As per information of the tournament for sports amateurs, the teams of Komercijalna Banka AD Skopje were the most accepted and supported by the audience, evidenced by number of spectators and cheerleaders.


At that occasion, Komercijalna Banka AD Skopje won the first place in volleyball, bowling, ping-pong for women, third place in basketball and swimming (men) and achieved total 94 points, thus placing among the best.


All competitors who won first places were awarded a weekend in Greece, and Komercijalna Banka was awarded a 3 month contract for use of the sports hall in the sport center Forca.



12.08.2015 – New promotion and benefits for Visa business cards

The current advantages offered by Visa business cards, such as easy payment of business costs throughout the world, free of charge; following accounts and movement thereon through the services of Internet Bank and SMS banking; low fees and commissions for using the cards; possibility for issuance of unlimited number of cards within your company; etc. will be enriched by several additional advantages for cardholders.

Any legal entities that apply for Visa Business Debit, Visa Business Revolving or Visa Corporate bank cards within the promotion period from 15.08.2015 until 30.09.2015 shall be eligible for the benefits they offer without paying the membership fee for the first year.


This membership fee payment release shall be applicable not only for the legal entities that apply for cards issuance for the first time but also for those who already use these cards and apply for issuance of additional bank cards for their employees.


Moreover, the first 100 legal entities that during the promotion period realize at least 10 transactions and total turnover at points of sale in the amount of MKD 60,000 shall be awarded Skopje City Mall gift card of MKD 3,000.


You can find all the details about the promotion on the following link.

10.8.2015 – Contactless payment with Visa cards of Komercijalna Banka

Komercijalna Banka commenced issuance of Visa cards for contactless payment.

From now on you can pay your daily transactions up to MKD 1.100 a second, without queuing or entering your PIN code. With the new contactless cards the routing payments can be made by simply waving the card close to the terminal and the transaction shall be immediately realized.

At present, contactless payment is available on the Visa Electron debit card, but you can also expect it from other Visa cards of Komercijalna Banka.

If you hold an older version of Visa Electron you can replace it in a city-branch of the Bank free of charge.

Contactless payment is the latest trend of bank cards. It is available at specially marked places which are equipped with this modern and safe technology. Number of such points of sale in Macedonia and throughout the world is big and is constantly increasing.

Unnecessity to enter a PIN code or signature makes this manner of payment perfect to buy small things and helps in reducing the queues before cashiers, since the whole transaction takes a few seconds.

Contactless technology is based on global safety standards. The name “PayWave” is used by the VISA contactless cards, while for MasterCard contactless cards this technology is called “PayPass”.

All additional information about the contactless payment can be found on the following link.

1.8.2015 - Decrease of the deposit interest rates for legal entities and retail clients

Starting from 01.08.2015 Komercijalna Banka AD Skopje shall decrease the deposit interest rates, as follows:


Legal entities

  • on denar and fx deposits at sight and current accounts for 0.01 p.p.
  • on term denar deposits and term denar deposits of pension funds and companies for management of investment funds from 0.03 p.p. to 0.7 p.p.

Retail clients

  • on positive balances on transaction current accounts for 0.01 p.p
  • on denar savings deposits and EUR savings deposits (deposits at sight and term deposits) from 0.01 p.p. to 0.60 p.p.
  • fx savings deposits (deposits at sight and term deposits) in USD, AUD, GBP, CAD from 0.01 p.p. to 0.10 p.p.
  • fx savings deposits (deposits at sight and term deposits) in other currencies from 0.01 p.p. to 0.79 p.p.