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29.03.2011 Notification for the Bank’s working hours on 31.03.2011

Komercijalna Banka AD Skopje notifies its clients that 31.03.2011 shall be non-working day because of the “TREE DAY – SPRING 2011” event.


However, the Bank shall provide on duty city-branches for any eventual urgent needs of the clients, as follows:


         - the working hours of the Bank’s Head Office counters, its branches and city-branches throughout the country shall be until 16:30;

         - the working hours of the city-branches in Skopje – Gjorche Petrov, Leptokarija, Bunjakovec, Kapishtec, 11 Oktomvri, Avtokomanda, Cvetan Dimov, Madzari and Biser shall be until 13:30;

         - the working hours of the city-branch GTC in Skopje shall be until 14:30;

         - the E-banking service on 31.03.2011 shall be available until 16:30.

4.02.2016 - Continued cooperation with the Red Cross of the Republic of Macedonia

Social responsibility has been an integral part of the business policy of Komercijalna Banka for several years now.

For the sixth year in a row, in cooperation with the Red Cross of the Republic of Macedonia,  Komercijalna Banka AD Skopje signed an agreement for  realization of the Project “Podobra socijalizacija na decata i mladite so posebni potrebi” (Better socialization of children and juveniles with special needs).

Continuation of cooperation with the Red Cross and support to this project confirm our efforts for a long-term and systematic approach to improving the condition of vulnerable categories in the community.

In fact, this is a mission and joint effort of all supporters to solving the social problems in the country.

4.02.2016 - Komercijalna Banka has supported the project “Ekonomsko zajaknuvanje na zenite od ruralnite sredini I zenite zrtvi na semejno nasilstvo” (Economic strengthening of rural women and of femal

The practice of socially responsible operation has been integral part of the business policy of Komercijalna Banka for several years now.

Komercijalna Banka and the National Council for Gender Equality have signed an agreement for sponsorship of the project “Ekonomsko zajaknuvanje na zenite od ruralnite sredini I zenite zrtvi na semejno nasilstvo”.

The common objective of the project is economic growth and decrease of poverty and unemployment by encouragement and equal participation of women in entrepreneurship, while specific objectives are contribution to inclusion of women in entrepreneurship and encouraging the female entrepreneurship.

28.01.2016 – Komercijalna Banka is opening a city-branch in the Ilinden settlement

Komercijalna Banka AD Skopje is opening a city-branch in the Ilinden settlement, located in the place called Marino, 531 Str. No. 9. Opening is going to take place on 2 February, 2016 at 12 o’clock, and visitors will have an opportunity to be informed on the products and services of the Bank that can be provided in the newly opened city-branch.


The “Ilinden” city-branch is being opened at request of citizens from the Municipality of Ilinden. Thus, individuals and legal entities can easier and faster apply for consumer loans, debit and credit cards, make international payments, provide internet banking, realize payment orders for individuals and legal entities, standing orders, denar payment operations, buy insurance policies, shares in investment funds and many other services and products offered by Komercijalna Banka AD Skopje.


With a 60-year experience in financial operations, developed network of 11 branches, 39 city-branches in Skopje and 18 city-branches in other places in the country, opening the city-branch “Ilinden” is a step closer to realization of the needs of citizens and, at the same time, of the strategic objectives of the Bank. 

22.01.2016 - 20 years of a fruitful partnership


With a successful prize winning game and a humanitarian campaign these days we have celebrated 20 years of fruitful cooperation between two giants in financial operations – Komercijalna Banka AD Skopje and MasterCard Worldwide.


The partnership commenced in 1994, when we signed the license agreement, thus making Komercijalna Bank AD Skopje the first bank in the Republic of Macedonia to start cooperation with a highly developed international financial institution. Very soon, on 18.12.1995, the cooperation resulted in issuance of the first payment card of the internationally licensed brand MasterCard Worldwide.


The first ATM and POS terminal in the Republic of Macedonia which acquired all the cards from the MasterCard program were installed in February 1996. Trust and cooperation were increasing and in 1999 resulted in issuance of the first business card from the MasterCard program for clients of Komercijalna Banka, which opened new possibilities for the business community in the Republic of Macedonia.


In the following years, Komercijalna Banka was getting strongly developed in terms of technology, and as a result in 2007 it issued the first co-branded MasterCard card in the Republic of Macedonia. The needs of increased security and safety in international transactions grew both in the world and in the Republic of Macedonia, thus in 2012 Komercijalna Banka started to issue cards with chips from the MasterCard Worldwide program.


With the globalization process, the needs of citizens and companies in the Republic of Macedonia became universal, thus in 2013 Komercijalna Banka issued the first Platinum MasterCard. In 2014, it completed all certification procedures to allow contactless (PayPass) terminals and cards from the MasterCard program. Since 2015 Komercijalna Bank has been focused on complete replacement on the POS terminal networks and cards for the purpose of popularization of the contactless payments as a part of the global tendency of MasterCard.


Nowadays, Komercijalna Banka AD Skopje is the largest partner of MasterCard in the Republic of Macedonia. With its network of over 7500 points of sale with POS terminals and 159 ATMs, the Bank offers 15 different products for legal entities and individuals from the sphere of payment cards.


In the past 20 years, the Bank was continually investing in its own hardware-software platform for card operation, in education of its clients to change their habits and use of the payment cards and increase use of the cards at the points of sale. For that purpose we have organized many marketing campaigns in cooperation with MasterCard, and a part of them were prize winning games.


In 2015, Komercijalna Banka celebrated two jubilees. One of the was 60 year from foundation and the other one, realized in the period 21.11.2015-31.12.2015 with the recent campaign “Buy, give gifts from the heart and win valuable prizes”, referred to the 20 years fruitful cooperation between Komercijalna Banka and MasterCard Worldwide. The results from the prize winning game were known on 12.01.2016, and participation was provided by any transaction of at least MKD 300,00 made at points of sale in the country with Maestro®  or MasterCard® cards issued by Komercijalna Banka to individuals. Each transaction of at least MKD 300,00 provided cardholders you with two chances to participate and double chance to win a prize.


The major prize is the amount of EUR 20.000 in denar equivalent transferred on transaction account with the Bank, while consolation prizes comprise 20(twenty) gift cards for the “Skopje City Mall” shopping center in the amount of MKD 5.000, 20(twenty) gift cards in the amount of MKD 3.000 and 200(two hundred) gift cards in the amount of MKD 1.000.


As socially responsible companies, Komercijalna Banka AD Skopje and MasterCard Worldwide consider financial inclusion as their strategic objective. Therefore, the last joint campaign had a humanitarian character. From each transaction in the period of the prize winning game, Komercijalna Banka and MasterCard® set 1 denar aside for the Red Cross of the Republic of Macedonia. The total amount of the donation is MKD 640.961, the amount that shall be used for the project “Daruvajte organ-podarete zivot” (Donate Organs Save Lives).


This cooperation is a real model of how financial institutions in international cooperation can create new possibilities for societies and positively influence the human lives.

22.01.2016 - Organ and tissue donation and transplantation

doniranje organi

The campaign of Komercijalna Banka AD Skopje and MasterCard, which was of a humanitarian character, provided funds in the amount of MKD 640.961, the amount which in 2016 will be used by the Red Cross of the Republic of Macedonia and Komercijalna Banka AD Skopje for their joint project “Daruvajte organ-podarete zivot” (Donate Organs Save Lives).


Within the Project, citizens will be educated on organs and tissues donation and transplantation in order to build a positive attitude for such a manner of heeling the ill, adhering to the principles of humanity, solidarity and care for humans.


The organ and tissue donation and transplantation Project will include a campaign with organized education workshops, forums and educative lectures on this subject. It will also include conducting a survey, promotion of informative material in form of flyers, posters and banners as well as medium promotion.


A two-day workshop has been planned where eminent experts and doctors of medicine will transfer their knowledge and experience. They will organize at least 10 educative workshops and 10 forums. These trainings will be attended by representatives of the Red Cross of the Republic of Macedonia, Komercijalna Banka, Institute for Transfusion Medicine, Faculty of Medicine, local self-governments, associations of citizens and media.


As per data of the Ministry of Health of the Republic of Macedonia, there are around 150 people in the republic of Macedonia on the waiting list for kidney transplantation, while there are around 1.500 people being cured with renal replacement therapy, i.e. dialysis. For all of them transplantation is the best and the most natural treatment procedure, whereas the patient with chronic kidney disease is transplanted a kidney from an alive donor or from a patient with irreversible brain death, the so called cadaver[1].


When a man, during his life, decides to donate organs and tissues after his death, with the purpose of saving human lives of seriously ill people, it is recommendable to confirm the decision in written obtaining a donor card.


“Therefore, we think that realization of this Project will raise the awareness of the population for the importance of organ and tissue donation and transplantation, will overcome the skepticism and fear of the population, will improve the informing the local population and the wider community and certain target groups covered by the Project” – say representatives of the Red Cross of RM.   


Implementation of the Project will provide stronger support to the efforts of all participants in the society for the purpose of raising the devotion to finding ways of saving a high number of human lives.


[1] Cadaveric transplant actually means taking organs for transplantation from a deceasing person and most often transplanted organs are kidneys, liver, pancreas, lungs, heart and bone marrow.