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Financial indicators



Financial indicators based on consolidated audited financial statements prepared in accordance with the local regulation and Methodology of the National Bank of the Republic of Macedonia.




Income Statement (MKD thousand)

index
change

2015

2014

 


Interest Income

99.2 3,894,642

3,926,431

Interest Expense

65.2 716,990

1,099,300

Net Interest Income

112.4 3,177,652

2,827,131

 


Fee Income

102.9 1,121,631

1,090,276

Fee Expense

120.0 205,856

171,476

Net Fee Income

99.7 915,775

918,800

 


Other Income

159.3 488,300

306,500

Operating Expenses

107.3 2,265,379

2,111,309

Impairment charge for financial assets

94.4 1,727,439

1,829,153

Pre-tax Income

526.0 588,909

111,959

 


Net Income

535.9 524,467

97,859







Balance Sheet (MKD thousand)

index
change

2015

2014

 



Total Assets

104.7 97,133,920

92,772,033

Cash and Equivalents

100.4 27,663,719

27,551,346

Loans

101.7 56,852,948

55,925,832

 


Total Liabilities

104.6 87,080,774

83,243,527

Deposits

105.2 84,201,271

80,027,900

 


Total Equity

105.5 10,045,420

9,524,475







Share Info (as of 31.12)

 

2015

2014

 



Share Price


2,300

1,870

Number of shares


2,279,067

2,279,067

Market Cap. (MKD thousand)


5,241,854

4,489,762

 



EPS



- basic


230

43

- diluted


230

43

 



Book Value per share


4,408

4,179

 



Return on Assets (ROA)


0.54%

0.11%

Return on Equity (ROE)


5.22%

1.03%

Dividend Payout


54.32%

0.00%

Capital Adequacy


13.81%

13.49%

 



EUR / MKD


61.5947

61.4814

USD / MKD


56.3744

50.5604