Financial indicators
Financial indicators based on audited financial statements prepared in accordance with the local regulation and Methodology of the National Bank of the Republic of Macedonia.
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Income Statement (MKD thousand)
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index
change
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2012
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2011
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Interest Income
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104,2
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4.345.620
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4.169.129
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Interest Expense
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98,8
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1.515.948
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1.534.192
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Net Interest Income
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107,4
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2.829.672
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2.634.937
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Fee Income
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104,3
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1.088.156
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1.043.362
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Fee Expense
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98,6
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164.776
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167.181
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Net Fee Income
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105,4
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923.380
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876.181
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Other Income
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210,5
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804.731
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382.331
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Operating Expenses
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107,0
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2.060.043
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1.924.410
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Impairment charge for financial assets
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219,6
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1.929.825
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878.716
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Pre-tax Income
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52,1
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567.915
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1.090.323
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Net Income
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51,8
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562.091
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1.085.834
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Balance Sheet (MKD thousand)
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index
change
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2012
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2011
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Total Assets
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103,3
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82.775.317
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80.153.277
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Cash and Equivalents
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102,0
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30.056.465
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29.470.025
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Loans
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105,2
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46.654.961
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44.329.952
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Total Liabilities
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103,6
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73.182.854
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70.627.192
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Deposits
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103,4
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69.237.996
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66.932.574
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Total Equity
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100,7
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9.592.463
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9.526.085
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Share Info (as of 31.12)
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2012
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2011
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Share Price
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2.400
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2.640
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Number of shares
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2.279.067
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2.279.067
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Market Cap. (MKD thousand)
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5.469.761
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6.016.737
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EPS
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- basic
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247
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483
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- diluted
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247
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483
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Book Value per share
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4.209
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4.180
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Return on Assets (ROA)
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0,68%
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1,35%
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Return on Equity (ROE)
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5,86%
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11,40%
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Dividend Payout
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40,55%
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41,98%
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Capital Adequacy
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13,21%
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13,49%
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EUR / MKD
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61,5000
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61,5050
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USD / MKD
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46,6510
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47,5346
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