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Contact
contact@kb.com.mk

contact center:
(02) 3 296 800

Savings of individuals

 

 

Saving money is the wisest decision any individual or family can make. Simply to say, when we save, the money we invest in savings today will bring return (interest) tomorrow. All we need to do is any excess of money, notwithstanding whether it is little or much, either in denars or in foreign currency, to deposit on a separate savings account with the Bank, on the basis of which the depositor is issued a savings passbook where the Bank shall record all payment on and withdrawals from the account. Data on the citizens’ deposits are business secret of the Bank.

 

 

The Bank may open passbooks to domestic clients and foreigners at any of its counters, against presentation of identity card or passport only. There is a possibility provided by the Bank for the deposits to be disposed by an authorized person.

 

 

Method of saving can be different, and, normally, it depends on your choice. Savings may be in denars or in foreign currency, whereas the Bank offers different interest rate for each currency. Within the denar and foreign currency savings there are several types of savings, which are mainly comprised of the following:

 

  • demand savings - this savings deposit is the most flexible one, respectively, payments on and withdrawals from the savings account may be exercised at any time and are not restricted to certain period of savings (term savings);
  • standard term savings - this savings deposit is tied up with a term period which may be on 1, 3, 6, 12, 24 months or more, whereas the interest rate is being increased depending on the period. Flexibility of payments and withdrawals is also present and depends on the precise type of the savings. The interest is calculated and paid out at the end of the term.
  • annuity term savings - this savings deposit is tied up with a term period which may be on 3, 6, 12, 24 months or more, whereas the interest rate is being increased depending on the period. Flexibility of payments and withdrawals is also present and depends on the precise type of the savings. The interest is calculated and paid out on monthly basis on the date of the first payment, on your denar transaction account.

 

 

Get detailed information on the conditions of the different savings models and choose the savings product of Komercijalna Banka AD Skopje that is the most suitable to you. At the beginning you should choose denar or foreign currency savings:

 



Contact persons



Ivan Karev, Head of Savings Unit
Phone: (+389 2) 3168-262
Fax: (+389 2) 3211-300
e-mail: ivan.karev@kb.com.mk

Cveta Josifovska,  Savings Unit Control Officer
Phone: (+389 2) 3168-189
Fax: (+389 2) 3211-300
e-mail: cveta.josifovska@kb.com.mk