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Contact
contact@kb.com.mk

contact center:
(02) 3 296 800

Child denar savings “Ververichka” (“Squirrel”)

 

Child savings “Ververichka” (“Squirrel”) is intended for children up to 18 years of age. This particular savings product was designed with special care in order to incite children to develop the habit of being responsible towards money, and at the same time to present the importance of savings. Apart from the special status of a product intended for children, “Ververichka” savings are with good interest rate which makes the savings deposit become a true investment for the child’s future.

 

Minimum amount for term deposit is MKD 1,000.00.


The period for term deposits  is е 1, 3, 6, 12, 24 and 36 months.


When opening child savings deposit, the client is issued a specially designed savings deposits passbook “Ververichka” where deposits, payments, balance and calculated interest by savings deposit are recorded. The opening of savings deposits passbook is made before at least one of the parents present at the Bank and under presentation of Birth Certificate for the child.


When opening the savings deposits passbook, the Bank’s little client will be given special gift - a piggy bank or children wallet.


Child savings deposits passbook may be opened at any Bank’s counter at its city-branches in Skopje, as well as at its city-branches and branches throughout the country.

 

Interest rates

 

The fixed interest rate paid by the Bank on child savings deposits will be as follows:



Amount in denars3 months6 months12 months
From 1,000.00-3,000.000.08%0.30%1.00%
From 3,001.00-10,000.000.09%0.35%1.10%
Over 10,001.000.10%0.40%1.20%


 

Total clients’ deposits with the Bank are insured at the Deposit Insurance Fund. The Fund shall indemnify total deposits by client depositor (Personal Reg. No.) but not exceeding denar equivalent to EUR 30,000 in a single bank, branch of any foreign bank or savings house, calculated at medium exchange rate of NBRM. This amount shall cover the deposit principal amount, calculated and added interest, as well as the undue interest until the date of effectiveness of the Decision.



Contact persons



Marija Stojanovski, Head of Savings Unit
Phone: (+389 2) 3168-178
Fax: (+389 2) 3211-300
e-mail: marija.stojanovski@kb.com.mk

Cveta Josifovska,  Savings Unit Control Officer
Phone: (+389 2) 3168-189
Fax: (+389 2) 3211-300
e-mail: cveta.josifovska@kb.com.mk