When acquiring the MasterCard® international credit card two accounts are simultaneously opened:
- Operational (active) with an initial balance of 0.00 EUR through which the credit and debit transactions (calculated in EUR) for further utilization of the card are effected. An overdraft facility up to the amount of 500.00 EUR is allowed.
- Depository (passive) where the amount of 500.00 EUR is deposited on and is considered to be time deposit for 1 year (a period within which the card is active). The deposited amount is credited with deposit interest rate equal to the interest rate on FX time savings deposits in euros deposited for period of 12 months.
The MasterCard® international credit card is acquired at more that 35 million points of sale and more than 2 million ATMs throughout the world bearing the MasterCard® logo. If you use this card you can be with your money all the time and you don’t need to carry cash, to be afraid of being robbed, of losing or having contact with fraudulent banknotes. More information on acquiring the MasterCard® cards is available on www.mastercard.com.
For bigger safety and comfort when using the card you can apply the tips for safe usage of cards of Komercijalna Banka AD Skopje.