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MasterCard® Platinum Standard and MasterCard® Platinum Revolving credit cards for individuals

MasterCard® Platinum is a prestigious credit card which stands as a unique status symbol recognized all over the world. With incredible credit limit of up to 600,000 denars, additional privileges and bonuses, free SMS banking and exclusive discounts through the “Club of Privileged” program – the possibilities of MasterCard® Platinum are priceless.

Advantages of the card

- Unquestioned exclusive status all over the world;
- No membership fee in the first year;
- Maximum credit limit of up to 600,000 denars;
- Exclusive discounts at points of sale through the „Club of Privileged“;
- Special treatment for the users through the additional services available all over the world, that include lost/stolen cards alerts, emergency cash payments and emergency card replacement;
- Gift card in the amount of 1,000 denars after the first year;
- Gift card in the amount of 1,000 denars for realized trade turnover over 200,000 denars;
- Free entry and using of the services at the Primeclass business lounge of the airport in Skopje;
- Exclusive admission and free of charge services for the holder, plus one more person at holder’s choice, at VIP lounges at Vienna and Belgrade airports;
- Free SMS banking;
- Acquired at millions of points of sale throughout the world;
- Single denar account for payments in the country and abroad;
- Possibility for payment in instalments with minimal monthly repayment of only 20% of the amount of used credit in trade with MasterCard® Platinum Revolving;
- Up to 40 days of interest-free period for the transactions realized at points of sale;
- Enables Internet shopping;
- You get free additional cards for your loved ones for the first year, with the possibility of adjustment of the daily limits for each card;
- You can follow the statements of the accounts from your home, work place or anywhere in the world by using our Internet bank, mBanka and SMS banking ;
- Easy settlement of your liabilities through the standing order service;
- 24 hour customer support, around the world.

Card utilization

MasterCard® Platinum is acquired at more that 35 million points of sale and more than 2 million ATMs throughout the world bearing the MasterCard®logo. If you use this card you can be with your money all the time and you don’t need to carry cash, to be afraid of being robbed, of losing or having contact with fraudulent banknotes.

More information on acquiring the MasterCard® cards is available on www.mastercard.com.

Look at the full list of ATMs of Komercijalna Banka AD Skopje and find the nearest one.

For bigger safety and comfort when using the card you can apply the tips for safe usage of cards of Komercijalna Banka AD Skopje.

Simple procedure of getting a new MasterCard® Platinum credit card

Follow the following three steps to get your new MasterCard® Platinum credit card:

1. Fill in the short application for MasterCard® Platinum credit card application for MasterCard® Platinum credit card and provide the accompanying documentation.
2. The application, along with the documentation, should be presented to the nearest city-branch or branch of the Bank, having specialized current account counters.
3. You can take your new card within 5 days from the date of submission of the application.

Terms and conditions


creditworthy individuals that fulfill one of the following conditions:
-salary over 70,000 denars;
- total net-income according to Annual tax return higher than 1,500,000 denars or
- deposit in amount of 110% of the credit limit, not lower than 200,000 denars
- trade turnover with other credit cards for individuals issued by the Bank in the amount of at least 600,000 denars in the last 12 months.

Interest rates

MasterCard® Platinum Revolving
- 10,40% annually on the amount of the used credit limit
- 12% on the amount over the credit limit
MasterCard® Platinum Standard
- 10,40% annually on the amount of the used credit limit
- 12% on the amount over the credit limit

Annual membership fee**


for the basic card

for the additional cards


for the first year

free of charge

free of charge

for each consecutive year

3600 denars

1800 denars

for annual turnover over 600.000 denars

1.200 denars

600 denars

Utilization fees


at ATMs

at counters

of the Bank

2%, min. 250 den.

2%, min. 250 den.

of other banks in the country

3%, min. 300 den.

3%, min. 350 den.

of other banks abroad

4%, min. 500 den.

4%, min. 500 den.