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contact@kb.com.mk

contact center:
(02) 3 296 800

Fees for domestic payment operations for individuals



CURRENT ACCOUNTS

Keeping transaction acounts of individuals

Transaction current accounts

15.00 denars per month

Current transaction accounts where inflows are received under pension, personal disability benefit or redundancy

Free of charge

Current transaction accounts with only 1 financial transaction a month (not including the transactions under interest, as well as transafer from/on savings deposits book, credit card or credit file with the Bank)

Free of charge

Current transaction accounts for individuals, users of the package for students and postgraduates, with annual turnover made in trade with debit card over 15,000.00 denars

Free of charge



DENAR PAYMENT OPERATIONS

CASH PAYMENT OPERATIONS

Cash payments effected by individuals for different services in favour of legal entities – clients of other banks and clients of the Bank that had not concluded agreement for regulation of mutual relations with the Bank

Internal cash pay-in:

 

- from 0 – 5,000 denars

25 denars per transfer order

- for over 5,001 denars

40 denars per transfer order

MIPS cash pay-in:

 

- from 0 – 10,000 denars

200 denars per transfer order

- for over 10,001 denars

250 denars per transfer order

KIBS cash pay-in:

 

- from 0 – 5,000 denars

35 denars per transfer order

 - for over 5,001 denars

50 denars per transfer order

Cash payment effected by citizens for revenue stamps

50 denars per transfer order

Cash payments effected by citizens for different services in favor of legal entities the Bank had concluded agreement with for regulation of mutual relations

On behalf of legal entity – subject to agreement

Cash payments effected by citizens in favor of accounts of individuals with the Bank

Free of charge

Cash payment over 500,00 denars in coins effected by individuals on the accounts of individuals with the Bank (cash payment of Denar children’s time savings deposit is free of charge)

5,00% of the amount 

Cash payments at the Bank’s counters effected by citizens (except for pensioners, over-employment and payments from savings account)

10 denars per transfer order

NON-CASH PAYMENTS

Non-cash payments (by order forms) from transaction current accounts of individuals in favour of accounts with other banks and in favour of accounts of legal entities -clients of the Bank that had not concluded agreement for regulation of mutual relations with the Bank

Non – cash internal transactions  
- from 0 – 10,000 denars

8 denars per transfer order

- for over 10,001 denars

12 denars per transfer order

Non – cash MIPS transactions  
- from 0 – 10,000 denars

150 denars per transfer order

- for over 10,001 denars

200 denars per transfer order

Non – cash KIBS transactions

35 denars per transfer order

Non-cash payments (by order forms) from transaction current accounts of individuals in favour of accounts with other banks and in favour of accounts of legal entities -clients of the Bank that had concluded agreement for regulation of mutual relations with the Bank

On behalf of legal entity – subject to agreement

Non-cash payments (by order forms) from transaction current accounts of individuals in favour of accounts of individuals with the Bank  
- from own account in favour of own account, somebody else’s account or humanitarian account

Free of charge



INTERNET BANK FOR INDIVIDUALS

Issuance of a list of codes for one use

Free of charge

Issuance of a digital USB token certificate

 - first issuance

1.500 denars

- first issuance of digital certificate, on own USB token

300 denars

- re-issuance every third year

500 denars

- unblocking

500 denars

Electronic non-cash payment operations

Transfer of funds in favour of legal entities that had concluded agreement for regulation of mutual relations with the Bank

On the account of the legal entity subject to agreement

Payment of bills for public services

Free of charge

Payment of bills for public services

Free of charge

Transfers in favour of accounts of legal entities with the Bank

4 denars per transfer order

Transfers in favour of accounts of legal entities and individuals with other banks

MIPS transactions

100 denars per transfer order

KIBS transactions

- from 0 – 10,000 denars

13 denars per transfer order

- for over 10,000 denars

18 denars per transfer order



OTHER SERVICES

Standing order for radio broadcasting tax

2 denars by transfer

Execution of a decision for forced payment

500 denars from decision

External blocking and unblocking the account

300 denars from decision

Calculation of interest under principal

50 denars per principal

After every second partially executed decision

250 denars per each successive partial collection

Notifications about negative balance on transaction account and notifications on default payment by borrowers and guarantors

50 denars per notification

Costs for services on customer demand related to current accounts

250 denars fixed

Replacement of lost/stolen check card and re-issuance of card for authorized person

70 denars

Various account statements

150 denars