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contact@kb.com.mk

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Fees for international payment operations for individuals


Foreign currency savings and exchange operations

1. FX operations services to individuals

 

а) Payment of FX cash

 

  - for residents
free of charge
  - for nonresidents
0.3% min. MKD 250.00
max. MKD 6,000.00
 

b) Pay out of taken foreign currency from the Foreign exchange inspection

1%

  c) Exchange of DEM in to EUR
5%
  d)Payment for change of old and damaged money and other securities
3% min. MKD 75.00
  e) Exchange operations
up to 0.5% to the denar counter value of the FX cash

2. Collection

 

a) Collection in favor of residents' accounts by P/O

 

  - Collection in favor of residents with BEN and SHA instructions
free of charge
  b) Collection in favor of resident and non-resident accounts by checks
 

- Purchase of FX checks - checks for which payment is made in denars and payment of pension checks by amount entry on FX savings account/passbook

  up to 49.99 EUR
MKD 200.00 per cheque
  up to 50-999.99 EURР
MKD 400.00 per cheque
  over 1.000 EUR
MKD 1,200.00 per cheque

 

- Collection of cheques on realization abroad(0,5% min. MKD 400.00 with cheques withhold and 1% with pay out after collection)

1,5% min. MKD 400.00

 

c) Collection in favor of non-resident accounts

 

- Collection by P/O

 

 

from EUR 0.00 to EUR 299.99

ЕУР 1

 

from EUR 300.00 to EUR 9,999.99

ЕУР 5

 

from EUR 10,000.00 to EUR 24,999.99

ЕУР 10

 

over EUR 25,000.00

ЕУР 20

3. Activities under standing order

 

а) For opening standing order

MKD 170.00

 

b) Per transaction

MKD 51.00

4. Payment to non-residents by P/O or check from resident account

 

а) FX transfer on own account:

 

 

- with the Bank

free of charge

 

- with other Banks

0,15%, min. MKD 250.00, max. MKD 30,000.00 + MKD 250.00 SWIFT charges

 

b) FX payment in the country:

 

  - on nonresident accounts with the Bank
0,075%, min. MKD 150.00, max. MKD 30,000.00 
  - on nonresident accounts with other banks
0,15%, min. MKD 250.00, max. MKD 30,000.00 + MKD 250.00 SWIFT charges
  c) FX P/O abroad and issuing payment checks (FX nostro P/O abroad, nostro checks):  
  - FX nostro P/O abroad up to EUR 100.00
0,15%, min. MKD 100.00 + MKD 250.00 SWIFT charges
  - Checks up to EUR 100.00
MKD 250.00
  - Import P/O and checks over EUR 100.00
0,15%, min. MKD 350.00 + MKD 250.00 SWIFT charges (except for checks)
  - Amendment of instructions
MKD 350.00 + MKD 250.00 SWIFT charges
  - Stopping the payment of nostro cheques
MKD 300.00

5. Payments from non-resident accounts by P/O or checks

 

а) FX transfers for the same client:

 

 

- import P/O with the bank

free of charge

 

- import P/O with other banks

0.15%, min. MKD 250.00, max. MKD 30,000.00 + MKD 250.00 SWIFT charges

 

b) FX payment in the country:

 

  - to resident or non-resident accounts with the Bank
0.075%, min. MKD 150.00, max. MKD 30,000.00 
  - to resident or non-resident accounts with other banks
0.15%, min. MKD 250.00, max. MKD 30,000.00 + MKD 250.00 SWIFT
  c) FX P/O abroad and issuing payment checks  
  - import P/O up to EUR 100.00
0.15%, min. MKD 100.00 + MKD 250.00 SWIFT charges
  - import checks up to EUR 100.00
MKD 250.00
  - Import P/O and checks over EUR 100.00
0.15%, min. MKD 350.00 + 250.00 SWIFT charges (except for checks)
  - instructions change
MKD 350.00 + MKD 250.00 SWIFT charges
  - stop of collection under import check
MKD 300.00

6.  Denar payments from resident and non-resident accounts

 

 a) Denar transfer from residents and non-residents

 

 

 - to own account with the Bank

free of charge 

 

 - to own account with another domestic bank

 0,15%, minimum MKD 250,00, maximum MKD 30.000,00

 

 b) Denar payments in the country for residents and non-residents

 

 

 - to resident and non-resident accounts with the Bank

 0,075%, minimum MKD 150,00, maximum MKD 30.000,00

 

 - to resident and non-resident accounts with other domestic banks

 0,15%, minimum MKD 250,00, maximum MKD 30.000,00

7. Import guarantees for individuals

 

а) Issuing guarantees secured by deposit

MKD 2,000.00 paid one-off

 

b) Issuing guarantees not secured by deposit

0.5% min. MKD 4,000.00, max. MKD 150,000.00 paid one-off

 

c) Renewal, extension of guarantees secured and non-secured by deposit

MKD 1,000.00

8. Other services

  а) Reporting non valid passbooks
MKD 200.00
  b) Different kind of confirmations
MKD 150.00
  c) Calculation of interest for individual amount for certain period, plus 10 denars per item
MKD 200.00 + MKD 36.00 VAT
  d) Certificate for foreign currency exchange rate at clients’ request
min. MKD 200.00 + MKD 20.00 per idividual item (individual exchange rate) with additional + MKD 36.00 VAT
  e) Fees for opening a non-resident account
  EUR 10.00