• Brochure


  • Application of guarantee


  • Application for modification of guarantee



Contact
contact@kb.com.mk

contact center:
(02) 3 296 800

Denar letters of guarantee



Bank guarantee is a written document by which the bank – guarantor undertakes the obligation on unconditional and prompt payment of certain amount in favour of the beneficiary of the guarantee, if the debtor does not fulfil certain obligation within the term prescribed. It may be payment or performance guarantee.

Depending on the type of obligation that has to be fulfilled, Komercijalna Banka AD Skopje issues the following types of bank guarantees:


TYPES OF DENAR LETTERS OF GUARANTEE

Payment guarantees
  • Guarantee for timely settlement of money obligations
Performance bonds
  • Bid bond
  • Guarantee for timely and qualitative performance of works
  • Guarantee for repayment of advance payment received
  • Guarantee for obligations within guarantee period
  • Guarantee for securing payment of customs clearance debt
  • Other types of guarantees depending on the needs of the clients
 

Fees and commissions for issuance of denar letters of guarantee


Komercijalna Banka AD Skopje charges the following commissions for issuance of denar letters of guarantee:



Fees and commissions for issuance of denar letters of guarantee

Guarantees secured by first-class instrument (denar or FX deposits on accounts or savings deposits passbooks, guarantees from first-class banks)

0.05% paid one-off or on monthly basis (depending on the type of the guarantee), min. MKD 500.00

Guarantees not secured by first-class instrument (mortgage on real estate, pledge of equipment, drafts with notary act and other acceptable collateral)

0.15% - 0.2% paid one-off or on monthly basis (depending on the type of the guarantee),
min. MKD 750.00



Contact persons



Ilija Mircevski, Chief Coordinator for Corporate Lending
Phone: (+389 2) 3168-504
Fax: (+389 2) 3247-468
e-mail: ilija.mircevski@kb.com.mk

Elena Spirovska, Manager of Agriculture Lending Department
Phone: (+389 2) 3168-509
e-mail: elena.spirovska@kb.com.mk