• Main information

  • Application - general

  • Application - individual

  • General conditions

  • Application for client registration

  • Application for administration of limits

Contact           24/7

contact center:
(02) 3 296 800

MasterCard domestic business card

The MasterCard domestic business card is an excellent way to improve the performance of your company. Offering simple and safe servicing of your employees’ business costs, adjustable limits and full records on the spending by user – the MasterCard domestic business card of Komercijalna Banka AD Skopje is the first step towards modernization of the company.

Advantages of the card

- simple settling of business expenses, commission free;
- simple following of the account balance and spending by users through the Internet Bank and SMS banking services;
- favourable interest rate on the used credit limit;
- option for issuing of unlimited number of cards for your company;
- improvement of your company’s cash flow;
- option for setting daily limits by cards according to your company’s needs reduced need of carrying cash;
- reduced need of carrying cash;
- easier and safer than paying with cash;
- 24 hour customer support, around the world.

Card utilization

For detailed information on all of the card’s characteristics, please read the general conditions for issuance and use of MasterCard domestic business card.

For bigger safety and comfort when using the card you can apply the tips for safe usage of cards of Komercijalna Banka AD Skopje.

Follow the guidelines and use the option for setting daily and periodic limits by cards according to your company’s needs.

Simple procedure of getting a new MasterCard® domestic business credit card

Follow the simple steps to get your new MasterCard® domestic business credit card:

The applications, along with the documentation, should be presented to Central building or one of the branches of the Bank.

Terms and conditions

Currency MKD


individuals upon application submitted by legal entithy

Interest rates - 13.5% p.a. on the disbursed amount of the credit limit
- 14% over the credit limit
Daily transaction limits The bank defines daily limits according to the Contract for issuance of business credit cards

Annual membership fee*

1,200 denars per card

Utilization fees


at ATMs

at counters

of the Bank


cannot be used at counters

of other banks in the country

3%, min. 300 den.

cannot be used at counters


* The annual membership for all types of cards shall be calculated on monthly basis, i.e. the account shall be debited in 12 equal installments. Debiting of the accounts shall be commenced in the month of expiry of the last paid membership fee, i.e. the free period of 12 months, depending on the date of issuance of the card.br />
The Bank shall apply proportional method for calculation of interest.

Contact persons

Elena Arsova Begic, Head of Bank Cards Unit
Phone: (+389 2) 3168-108
Fax: (+389 2) 3114-232
e-mail: elena.arsova@kb.com.mk

Igor Andreevski, Senior Officer for Bank Cards Issuance
Phone: (+389 2) 3168-130
Fax: (+389 2) 3114-232
e-mail: igor.andreevski@kb.com.mk