Visa Corporate business credit card

Visa Corporate of Komercijalna Banka AD Skopje provides you with the possibility to settle your business costs with deferred payment, with interest free period of up to 40 days. Having set the daily limits for each card, you can easily follow the account balance and the spending per user with the Internet Bank service. The right business visa for you.

Advantages
Use
Acquiring
Fees

Advantages of the card

- this card is intended for medium and large companies;

- simple settlement of business expenses, all over the world, commission free;

- simple follow up of the account balance and spending by user through the Internet Bank and SMS banking services;

- up to 40 days of interest-free period for the transactions realized at points of sale;

- lowest interest rate on the used credit of only 11.5% p.a.;

- minimum number of issued cards is 5 (five) with the opportunity to issuing of unlimited number of cards for your company;

- single account for payments in the country and abroad;

- improvement of your company’s cash flow;

- option for settling liabilities trough the standing order service;

- option for setting daily limits by cards according to your company’s needs;

- easier and safer than paying with cash;

- 24 hour customer support, around the world.

Card utilization

Visa Corporate is acquired at more than 20 million points of sale and more than 1 million ATMs in more than 170 countries in the world. If you use this card you can be with your money all the time and you don’t need to carry cash, to be afraid of being robbed, of losing or having contact with fraudulent banknotes. More information on acquiring the Visa cards are available on www.visa.com.

For detailed information on all of the card’s characteristics, please read the general conditions for issuance and use of Visa Corporate.

For bigger safety and comfort when using the card you can apply the tips for safe usage of cards of Komercijalna Banka AD Skopje.

Follow the guidelines and use the option for setting daily and periodic limits by cards according to your company’s needs.

Simple procedure of getting a new Visa Corporate business credit card

Follow the steps to get your Visa Corporate business credit card:

Fill in the general application and the application for Visa Corporate business credit card. card. The individual applications are filled in for each card separately.

The application, along with the documentation*, should be presented to Central building or one of the branches of the Bank.

You can take your new card within 7 days from the date of submission of the application.

Terms and conditions

Users	individuals upon application submitted by legal entithy
Annual membership fee*		per card
	for the first year	free of charge
	for each consecutive year	3,600 denars
	for annual turnover over 1,500,000 denars	free of charge for all cards
Interest rates	- 10.5% p.a. up to the amount of the credit limit - 13.75% p.a. over the credit limit
Utilization fees		at ATMs	at counters
	of the Bank	2.5%, min. 200 den.	3%, min. 300 den.
	of other banks in the country	3%, min. 200 den.	3.5%, min. 350 den.
	of other banks abroad	3%, min. 250 den.	3.5%, min. 400 den.

* The annual membership for all types of cards shall be calculated on monthly basis, i.e. the account shall be debited in 12 equal installments. Debiting of the accounts shall be commenced in the month of expiry of the last paid membership fee, i.e. the free period of 12 months, depending on the date of issuance of the card.

The Bank shall apply proportional method for calculation of interest.