• Main information

  • Application - general

  • Application - individual

  • General conditions

  • Application for client registration

  • Application for administration of limits

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contact center:
(02) 3 296 800

Visa Business Debit card

VisaBussinesDebit.jpg Visa Business Debit card of Komericjalna Banka AD Skopje provides for you a possibility for easy payment of your business expenses in the country and abroad with the funds available on your transaction account. Once you acquire and use this card you can completely control and spend your funds in your daily operation in the country and abroad.
The real visa for you.

Advantages of the card

-This card is intended for all companies;
- Easy payment of official expenses, anywhere in the world, free of charge;
- Simple following-up of the account and withdrawal by users through the service Internet Bank and SMS banking;
- This card enables fast and simple contactless payment ;
- Low fees and commissions for use of the card;
- Same account for the country and abroad;
- Option to set a daily limit as per the needs of the company;
- Easier and safer payment;
- 24-hour support to users anywhere in the world.

Card utilization

Visa Corporate is acquired at 40 million points of sale and more than 1.9 million ATMs in more than 170 countries in the world. If you use this card you can be with your money all the time and you don’t need to carry cash, to be afraid of being robbed, of losing or having contact with fraudulent banknotes. More information on acquiring the Visa cards are available on www.visa.com.

For further details on the characteristics of this card please visit the general conditions for issuing and using the Visa Business Debit cards.

Besides its basic functions, this card enables fast contactless payments in trade, without entering the PIN code, for transactions in the amounts up to MKD 1,100.

For bigger safety and comfort when using the card you can apply the tips for safe usage of cards of Komercijalna Banka AD Skopje.

Follow the guidelines and use the option for setting daily and periodic limits by cards according to your company’s needs.

Simple procedure of getting a new Visa Business Debit card

Follow the steps to get your Visa Business Debit card:

Fill in the general application and the application for Visa Corporate business credit card. The individual applications are filled in for each card separately.
The application, along with the documentation*, should be presented to Central building or one of the branches of the Bank.
You can take your new card within 7 days from the date of submission of the application.



individuals upon application submitted by legal entity

Annual membership fee*


per card


for the first year

600 denars  

for each consecutive year

300 denars


for annual turnover over 500,000 denars

free of charge  

Utilization fees


at ATMs

at counters

of the Bank

0.25%, min. 50 den.

0.35%, min. 100 den.

of other banks in the country

2%, min. 100 den.

2%, min. 300 den.

of other banks abroad

2%, min. 200 den.

2%, min. 300 den.


* The annual membership for all types of cards shall be calculated on monthly basis, i.e. the account shall be debited in 12 equal installments. Debiting of the accounts shall be commenced in the month of expiry of the last paid membership fee, i.e. the free period of 12 months, depending on the date of issuance of the card.