• Application - е-commerce

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E-commerce service of Komercijalna Banka AD Skopje provides acceptance of MasterCard Worldwide and Visa International brand cards for payment of goods and services through Internet.

Following the needs of its clients, as well as the global trends in non-cash payments, the introduction of this service of the Bank provided the clients to have safe and secure use of the advantages of modern ways of trading.

More significant advantages of e-commerce service:

  • Lower costs for opening and maintenance of Internet point of sale, compared to the classical point of sale (establishing/leasing, maintenance costs, salaries for more employees);
  • No limits in regards to the working hours (available to the clients 24/7/365);
  • Increased number of potential buyers, due to unlimited availability of the Internet point of sale when compared to the limited one of the physical shop;
  • Possibility for utilization of all advantages of the on-line promotion of the products and services offered.


Technical and security aspects

The Е-commerce service of Komercijalna Banka AD Skopje is in compliance with the 3D Secure technology, developed by the international payment systems Visa International and MasterCard Worldwide and has implemented the Verified by Visa and MasterCard Secure Code.

The merchant is creating its Internet shop and the appropriate solution through which it leads the buyer through the process of ordering and buying of the product/service. At the moment of payment, the buyer is transferred on a protected web site where all data necessary for the execution of the payment are provided on. Upon execution of the transaction the client is returned on the web site of the merchant. According to this principle of authorization and transactions realization, the merchant does not have access to the confidential data on the card, which means that the merchant is protected against any potential misuse in case of inappropriate archiving.

Applying for the service

All legal entities registered for carrying out sales and having an account opened with Komercijalna Banka AD Skopje may apply for this service by submitting E-commerce Application .

Upon submission of E-commerce Application, the Bank shall contact the legal entity in order to complete the procedure for enabling the service.

For any further information required, please contact us at cards@kb.com.mk.