Fees for business cards
Interest rate on the domestic account |
- 13.9% annually on the amount of the used credit limit
- 14% on the amount over the credit limit
|
| Interest rate on the foreign currency account |
- 10% annually on the amount of the used credit limit
- 11.325% on the amount over the credit limit
|
| Annual membership fee** |
|
per card
|
| for the first issue |
free of charge, for the first issuance to the existing users of international business credit cards before expiry of the card validity
|
| for annual turnover realized (in trading and withdrawal of cash) in the amount of MKD 0.00-500,000.00 per account |
1,500 denars
|
| for annual turnover realized (in trading and withdrawal of cash) in the amount over MKD 500,000.00 per account |
free of charge
|
| Utilization fees |
|
at ATMs
|
at counters
|
| of the Bank |
2%, min. 100 den
|
3%, min. 300 den.
|
| of other banks in the country |
3%, min. 250 den.
|
4%, min. 400 den.
|
| of other banks abroad |
3%, min. 4 EUR
|
4%, min. 6 EUR
|
| Additional services |
PIN code re-issuance PIN code. |
200 denars
|
| re-issuance of lost, stolen or damaged card |
500 denars
|
| groundless complaint reported |
300 denars
|
| blocking card at the stop list |
800 denars
|
| card issuance within 24 hours |
600 denars
|
| Interest rate |
- 13.5% p.a. on the disbursed amount of the credit limit
- 14% on the amount over the credit limit
- 0% for positive balance
|
| Annual membership fee** |
1,200 denars per card |
| Utilization fees |
|
at ATMs
|
at counters
|
| of the Bank |
2%
|
3%
|
| of other banks in the country |
3%, min. 300 den.
|
4%, min. 300 den.
|
| Additional services |
PIN code re-issuance PIN code. |
200 denars
|
| re-issuance of lost, stolen or damaged card |
300 denars
|
| groundless complaint reported |
300 denars
|
| blocking card at the stop list |
800 denars
|
| card issuance within 24 hours |
600 denars
|
| Interest rate |
- 2.10% deposit interest rate
- 10% loan interest rate within the credit limit
- 11.325% loan interest rate on the amount of the overdraft over credit limit
- 0% on positive balance
|
| Annual membership fee** |
60 EUR per card* |
| Utilization fees |
|
at ATMs
|
at counters
|
| in the country |
2%
|
no possibility
|
| out of the country |
3%, min. 4 EUR
|
4%, min. 6 EUR
|
| Additional services |
PIN code re-issuance PIN code. |
200 denars
|
| re-issuance of lost, stolen or damaged card |
500 denars
|
| groundless complaint reported |
300 denars
|
| blocking card at the stop list |
800 denars
|
| card issuance within 24 hours |
600 denars
|
| Interest rate |
- 13.5% annually on the amount of the used credit limit
- 14% on the amount over the credit limit
|
| Annual membership fee** |
|
per card
|
| for the first year |
3,000 denars
|
| for each consecutive year |
3,000 denars
|
| for annual turnover of over 500,000 denars |
free of charge for all the cards
|
| Utilization fees |
|
at ATMs
|
at counters
|
| of the Bank |
2%, min. 100 den.
|
3%, min. 300 den.
|
| of other banks in the country |
2.5%, min. 200 den
|
3.5%, min. 300 den.
|
| of other banks abroad |
2.5%, min. 250 den.
|
3.5%, min. 350 den.
|
| Additional services |
PIN code re-issuance PIN code. |
200 denars
|
| re-issuance of lost, stolen or damaged card |
500 denars
|
| groundless complaint reported |
300 denars
|
| blocking card at the stop list |
800 denars
|
| card issuance within 24 hours |
600 denars
|
| Annual membership fee* |
|
per card
|
| for the first year |
free of charge
|
| for each consecutive year |
3.600 denars
|
| for annual turnover over1.500.000 denars |
free of charge for all cards
|
| Interest rates |
- 11.5% p.a. up to the amount of the credit limit
- 14.0% p.a. over the credit limit
|
| Utilization fees |
|
at ATMs
|
at counters
|
| of the Bank |
2,5%, min. 200 den.
|
3%, min. 300 den.
|
| of other banks in the country |
3%, min. 200 den.
|
3,5%, min. 350 den.
|
| of other banks abroad |
3%, min. 250 den.
|
3,5%, min. 400 den.
|
| Daily transaction limits |
set by card, according to the company’s needs
|
| Annual membership fee** |
|
per card
|
| for the first year |
600 denars
|
| for each consecutive year |
300 denars
|
| for annual turnover over 500,000 denars |
free of charge
|
| Utilization fees |
|
at ATMs
|
at counters
|
| of the Bank |
0.25%, min. 50 den.
|
0.35%, min. 100 den.
|
| на други банки во земјата |
2%, min. 100 den.
|
2%, min. 300 den.
|
| на други банки во странство |
2%, min. 200 den.
|
2%, min. 300 den.
|
| Additional services |
PIN code re-issuance |
200 denars
|
| groundless complaint reported |
300 denars
|
| blocking card at the stop list |
800 denars
|
| card issuance within 24 hours |
600 denars
|
* The annual membership fees for all types of cards will be calculated on monthly basis i.e. the account will be debited in 12 equal amounts. The debiting of individual accounts shall begin in the month of expiry of the period for the last paid membership or upon expiry of the 12 month free membership period, depending on the date of issuance of the card.
The Bank uses the proportional method for calculation of interest.