Regardless weather you are a current user or you are interested in the debit or credit cards, get yourself informed about the cards of Komercijalna Banka AD Skopje:
Using the cards at points of sale
With the debit and credit cards of Komercijalna Banka AD Skopje you can make payments free of charge at more than 22 million points of sale in over 210 countries in the world. It is the easiest and the most practical way of shopping used all over the world – for small purchases or large investments. With your card you never depend on the cash you have with you, and you can choose to pay in a lump sum or in installments.
Supermarkets, restaurants, bars, boutiques, car-shops, cosmetic saloons… Where ever you go you will find a point of sale that will acquire your card – just look for the MasterCard®, Maestro®, Visa or Visa Electron sign marked on the shop’s entrance and let us proceed with the payment.
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Using the Internet Bank service
All holders of debit and credit cards of Komercijalna Banka AD Skopje can easily and at any time follow the account balance on their main and additional cards from their home or work place. Besides monitoring the cards, at the same place you have access to your denar and foreign currency accounts with the Bank.
According to your needs, you can choose to use this service for monitoring the account balance and printing statements of account only, or use it for making transfers to your credit card accounts and paying for your monthly household bills from AD Makedonski telekom, T-Mobile AD, ONE, AD Toplifikacija, JP Vodovod i kanalizacija, AD Elektrostopanstvo, AD Kjubi Makedonija and Vardar – Kroacija osiguruvanje AD.
The paying of the bills for the stated companies can be also made by using the free standing order service.
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Cash withdrawal
Having 122 ATMs of Komercijalna Banka AD Skopje installed in Macedonia and over 1 million bearing Visa and MasterCard® sign throughout the world, you will always have the possibility to, in a simple way, 24 hours a day, 7 days a week, withdraw the cash you need. By doing so, you avoid visiting the Bank’s counters when you need cash, have in mind the working hours of the Bank or waiting in a queue.
If you haven’t used an ATM before – there’s no need to worry. For your easier navigation when using ATMs we have created the brochure
“Avoid the queue - Use ATM!” , which briefly explains the necessary steps that you need to know.
If you still decide to withdraw cash form a bank counter, you can do this at the bank counters everywhere in the world where MasterCard® and Visa are acquired. This service is also available in the following city-branches and branches of Komercijalna Banka AD Skopje:
1. In Skopje – in the Head Office of the Bank and the following city-branches: GTC, Jane Sandanski and Dracevo.
2. Throughout the country - in the Bank's branches in Veles, Ohrid, Prilep, Strumica, Stip, Kocani, Kumanovo, Gostivar, Kavadarci and Tetovo and city-branches in: Bitola, Bogdanci, Gevgelija, Kicevo, Struga, Resen, Vinica and Delcevo.
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ATMs locations
At ATMs of Komercijalna Banka AD Skopje you can withdraw cash from any payment cards issued by the MasterCard® and Visa programs, 24 hours a day, seven days a week. Locate your nearest ATM of total of 122 set around the country with the help of the locator.
You can get information about the locations of ATMs where you can withdraw cash with cards from the MasterCard® family (over 1 million ATMs in more than 210 countries) on
www.mastercard.com.
You can get information on the locations of ATMs for cash withdrawal with Visa cards in more than 170 countries worldwide on www.visa.com.
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Problems and complaints
- Reporting a lost / stolen card
If the card is lost or stolen, you must immediately report it to the Authorization Centre of the Bank on the phone No.: (+389 2) 3133 152 or 3107 310, which are open for calls 24 hours a day, seven days a week through the year. An employee at the Centre will immediately block the card which will prevent abuse and will give you further instructions on how to get a new card.
- Complaints regarding the use of the card
Clients should regularly review monthly reports on operation with the card provided by the Bank. For complaints regarding the use of the card, please call phone No.: (+389 2) 3107 570, every working day from 8.00 AM to 4:00 PM.
In that term, please, if it is about complaints regarding certain transactions on your account, observe the reporting term of 20 days as from the date of the statement.
If you need help with use of the card, call the following phone number: (+389 2)3211 322 or 3107 346 (from 07:00 AM to 7:00 PM every working day and on Saturday from 7:00 AM to 1:00 PM, or call (+389 2) 3107 310 (24 hours a day, seven days a week).
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