Fees for bank cards for individuals
Maestro® debit card for individuals
| Interest rates |
- 0.10% on positive balance
- 11.70% on the amount to the overdraft facility
- 12% on the amount over the overdraft facility
|
|
|
Annual membership fee*
|
|
for the basic card
|
for the additional cards
|
|
|
on salary or pension through the Bank
|
free of charge
|
|
|
|
for the first year
|
free of charge
|
free of charge
|
|
|
for each consecutive year
|
240 denars
|
120 denars
|
|
| Utilization fees |
|
at ATMs
|
at counters
|
|
of the Bank
|
free of charge
|
free of charge
|
|
of other banks in the country
|
1,8%, min. 100 den.
|
2%, min. 150 den.
|
|
of other banks abroad
|
2%, min. 3 euros
|
2%, min. 5 euros
|
|
Additional services
|
PIN code re-issuance
|
100 denars
|
|
|
re-issuance of lost, stolen or damaged card
|
200 denars
|
|
|
groundless complaint reported
|
300 denars
|
|
|
blocking card at the stop list
|
800 denars
|
|
|
card issuance within 24 hours
|
600 denars
|
|
|
Change of PIN at ATM
|
80 denars
|
|
top ^
Visa Electron debit card for individuals
| Interest rates |
- 0.10% on positive balance
- 11.70% on the amount to the overdraft facility
- 12% on the amount over the overdraft facility
|
|
Annual membership fee*
|
|
for the basic
card
|
for the additional
cards
|
|
on salary or pension through the Bank
|
free of charge
|
|
|
for the first year
|
free of charge
|
free of charge
|
|
for each consecutive year
|
240 denars
|
120 denars
|
|
Utilization fees
|
|
at ATMs
|
At counters
|
|
of the Bank
|
free of charge
|
free of charge
|
|
of other banks in the country
|
2%, min. 100 den.
|
2%, min. 300 den.
|
|
of other banks abroad
|
2%, min. 200 den.
|
2%, min. 300 den.
|
|
Additional services
|
PIN code re-issuance
|
100 denars
|
|
re-issuance of lost, stolen or damaged card
|
200 denars
|
|
groundless complaint reported
|
300 denars
|
|
blocking card at the stop list
|
800 denars
|
|
card issuance within 24 hours
|
600 denars
|
|
Change of PIN at ATM
|
80 denars
|
top ^
MasterCard® domestic credit card for individuals
| Interest rates |
- 11,9% annually on the amount of the used credit limit
- 12% on the amount over the credit limit
|
|
Annual membership fee*
|
|
for the basic card
|
for the additional cards
|
|
for each year
|
480 denars
|
180 denars
|
|
Utilization fees
|
|
at ATMs
|
at counters
|
|
of the Bank
|
1%
|
1%, min. 100 den.
|
|
of other banks in the country
|
2%
|
2%, min. 100 den.
|
|
Additional services
|
PIN code re-issuance
|
200 denars
|
|
re-issuance of lost, stolen or damaged card
|
300 denars
|
|
groundless complaint reported
|
300 denars
|
|
blocking card at the stop list
|
800 denars
|
|
card issuance within 24 hours
|
600 denars
|
|
Change of PIN at ATM
|
80 denars
|
top ^
MasterCard® international credit card for individuals
| Interest rates |
- 8% annually on the amount of the used credit limit
- 9.325% on the amount over the credit limit
- deposit interest rate on the deposited amount equal to the interest rate on FX time savings deposits in euros deposited for period of 12 months
- interest on positive balance equal to the interest rate on FX demand savings deposits in euros
|
|
|
Annual membership fee*
|
|
for the basic
card
|
for the additional
cards
|
|
for each year
|
24 euros
|
12 euros
|
|
Utilization fees
|
|
at ATMs
|
at counters
|
|
|
of the Bank
|
1%
|
1%
|
|
|
of other banks abroad
|
1%, min. 3 euros
|
3%, min. 6 euros
|
|
|
Additional services
|
PIN code re-issuance
|
200 denars
|
|
|
re-issuance of lost, stolen or damaged card
|
500 denars
|
|
|
groundless complaint reported
|
300 denars
|
|
|
blocking card at the stop list
|
800 denars
|
|
|
card issuance within 24 hours
|
600 denars
|
|
|
Change of PIN at ATM
|
80 denars
|
|
top ^
MasterCard® Revolving credit card for individuals
| Interest rates |
- 11,9% annually on the amount of the used credit limit
- 12% on the amount over the credit limit
|
|
|
Annual membership fee*
|
|
for the basic
card
|
for the additional
cards
|
|
|
for cards with approved credit limit up to 50,000 denars
|
|
|
|
|
for the first year
|
free of charge
|
free of charge
|
|
|
for each consecutive year
|
480 denars
|
300 denars
|
|
|
for cards with approved credit limit over 50,000 denars
|
|
|
|
|
for the first year
|
free of charge
|
free of charge
|
|
|
for each consecutive year
|
960 denars
|
480 denars
|
|
|
Utilization fees
|
|
at ATMs
|
at counters
|
|
|
of the Bank
|
1,5%, min. 50 den.
|
1,5%, min. 100 den.
|
|
|
of other banks in the country
|
2%, min. 120 den.
|
2,5%, min. 350 den.
|
|
|
of other banks abroad
|
2%, min. 250 den.
|
2,5%, min. 350 den.
|
|
|
Additional services
|
PIN code re-issuance
|
200 denars
|
|
re-issuance of lost, stolen or damaged card
|
500 denars
|
|
groundless complaint reported
|
300 denars
|
|
blocking card at the stop list
|
800 denars
|
|
card issuance within 24 hours
|
600 denars
|
|
Change of PIN at ATM
|
80 denars
|
top ^
MasterCard® SP Co-branding credit card for individuals
|
- 11,9% annually on the amount of the used credit limit
- 12% on the amount over the credit limit
|
|
|
Annual membership fee*
|
|
for the basic
card
|
for the additional
cards
|
|
|
for cards with approved credit limit up to 50,000 denars
|
|
|
|
|
for the first year
|
free of charge
|
free of charge
|
|
|
for each consecutive year
|
480 denars
|
300 denars
|
|
|
for cards with approved credit limit over 50,000 denars
|
|
|
|
|
for the first year
|
free of charge
|
free of charge
|
|
|
for each consecutive year
|
960 denars
|
480 denars
|
|
|
Utilization fees
|
|
at ATMs
|
at counters
|
|
|
of the Bank
|
1,5%, min. 50 den.
|
1,5%, min. 100 den.
|
|
|
of other banks abroad
|
2%, min. 120 den.
|
2,5%, min. 350 den.
|
|
|
of other banks abroad
|
2%, min. 250 den.
|
2,5%, min. 350 den.
|
|
|
Additional services
|
PIN code re-issuance
|
200 denars
|
|
re-issuance of lost, stolen or damaged card
|
500 denars
|
|
groundless complaint reported
|
300 denars
|
|
blocking card at the stop list
|
800 denars
|
|
card issuance within 24 hours
|
600 denars
|
|
Change of PIN at ATM
|
80 denars
|
top ^
MasterCard® Standard credit card for individuals
| Interest rates |
on the denar account
- 11,8% annually on the amount of the used credit limit
- 12% on the amount over the credit limit
|
|
|
on the foreign currency account
- 8% annually on the amount of the used credit limit
- 9.325% on the amount over the credit limit
|
|
|
Annual membership fee*
|
|
for the basic
card
|
for the additional
cards
|
|
|
for cards with approved credit limit up to 50,000 denars
|
|
|
|
|
for the first year
|
free of charge
|
free of charge
|
|
|
for each consecutive year
|
480 denars
|
300 denars
|
|
|
for cards with approved credit limit over 50,000 denars
|
|
|
|
|
for the first year
|
free of charge
|
free of charge
|
|
|
for each consecutive year
|
960 denars
|
480 denars
|
|
|
Utilization fees
|
|
at ATMs
|
at counters
|
|
|
of the Bank
|
1,5%, min. 50 den.
|
1,5%, min. 100 den.
|
|
|
of other banks in the country
|
2%, min. 120 den.
|
2,5%, min. 350 den.
|
|
|
of other banks abroad
|
2%, min.. 4 euros
|
2,5%, min.. 6 euros
|
|
|
Additional services
|
PIN code re-issuance
|
200 denars
|
|
re-issuance of lost, stolen or damaged card
|
500 denars
|
|
groundless complaint reported
|
300 denars
|
|
blocking card at the stop list
|
800 denars
|
|
card issuance within 24 hours
|
600 denars
|
|
Change of PIN at ATM
|
80 denars
|
top ^
Visa Classic Revolving credit card for individuals
| Interest rates |
- 11,9% annually on the amount of the used credit limit
- 12% on the amount over the credit limit
|
|
|
Annual membership fee*
|
|
for the basic
card
|
for the additional
cards
|
|
|
for the first year
|
free of charge
|
free of charge
|
|
|
for each consecutive year
|
900 denars
|
420 denars
|
|
|
for annual turnover over 100,000 denars
|
free of charge
|
free of charge
|
|
|
Utilization fees
|
|
at ATMs
|
at counters
|
|
|
of the Bank
|
1,5%, min. 120 den.
|
2%, min. 150 den.
|
|
|
of other banks in the country
|
2,5%, min. 150 den.
|
3%, min. 300 den.
|
|
|
of other banks abroad
|
2,5%, min. 250 den.
|
3%, min. 300 den.
|
|
|
Additional services
|
PIN code re-issuance
|
200 denars
|
|
re-issuance of lost, stolen or damaged card
|
500 denars
|
|
groundless complaint reported
|
300 denars
|
|
blocking card at the stop list
|
800 denars
|
|
card issuance within 24 hours
|
600 denars
|
|
Change of PIN at ATM
|
80 denars
|
top ^
Visa Classic Standard credit card for individuals
| Interest rates |
- 11,8% annually on the amount of the used credit limit
- 12% on the amount over the credit limit
|
|
|
Annual membership fee*
|
|
for the basic
card
|
for the additional
cards
|
|
|
for the first year
|
free of charge
|
free of charge
|
|
|
for each consecutive year
|
900 denars
|
420 denars
|
|
|
for annual turnover over 80,000 denars
|
free of charge
|
free of charge
|
|
|
Utilization fees
|
|
at ATMs
|
at counters
|
|
|
of the Bank
|
1,5%, min. 100 den.
|
2%, min. 150 den.
|
|
|
of other banks in the country
|
2,5%, min. 150 den.
|
3%, min. 300 den.
|
|
|
of other banks abroad
|
2,5%, min. 250 den.
|
3%, min. 300 den.
|
|
|
Additional services
|
PIN code re-issuance
|
200 denars
|
|
re-issuance of lost, stolen or damaged card
|
500 denars
|
|
groundless complaint reported
|
300 denars
|
|
blocking card at the stop list
|
800 denars
|
|
card issuance within 24 hours
|
600 denars
|
|
Change of PIN at ATM
|
80 denars
|
top ^
Visa Gold Standard and Visa Gold Revolving credit cards for individuals
| Interest rates |
Visa Gold Standard
- 11% annually on the amount of the used credit limit
- 12% on the amount over the credit limit
|
|
|
Visa Gold Revolving
- 11,5% annually on the amount of the used credit limit
- 12% on the amount over the credit limit
|
|
|
Annual membership fee*
|
|
for the basic
card
|
for the additional
cards
|
|
|
for the first year
|
free of charge
|
free of charge
|
|
|
for each consecutive year
|
3000 denars
|
1500 denars
|
|
|
for annual turnover over 250,000 denars
|
free of charge
|
free of charge
|
|
|
Utilization fees
|
|
at ATMs
|
at counters
|
|
|
of the Bank
|
2%, min. 200 den.
|
2,5%, min. 250 den.
|
|
|
of other banks in the country
|
2,5%, min. 200 den.
|
3%, min. 300 den.
|
|
|
of other banks abroad
|
2,5%, min. 250 den.
|
3%, min. 350 den.
|
|
|
Additional services
|
PIN code re-issuance
|
200 denars
|
|
re-issuance of lost, stolen or damaged card
|
500 denars
|
|
groundless complaint reported
|
300 denars
|
|
blocking card at the stop list
|
800 denars
|
|
card issuance within 24 hours
|
600 denars
|
|
Change of PIN at ATM
|
80 denars
|
top ^
* The annual membership for all types of cards shall be calculated on monthly basis, i.e. the account shall be debited in 12 equal installments. Debiting of the accounts shall be commenced in the month of expiry of the last paid membership fee, i.e. the free period of 12 months, depending on the date of issuance of the card.
The Bank shall apply proportional method for calculation of interest.