contact center:
(02) 3 296 800



E-commerce service of Komercijalna Banka AD Skopje provides acceptance of MasterCard Worldwide and Visa International brand cards for payment of goods and services through Internet for legal entities registered in RNM.

Following the needs of its clients, as well as the global trends in non-cash payments, the introduction of this service of the Bank provided the clients to have safe and secure use of the advantages of modern ways of trading.



Applying for the service

All legal entities registered for carrying out sales and having an account opened with Komercijalna Banka AD Skopje may apply for this service by submitting E-commerce Application .

Upon submission of E-commerce Application, the Bank shall contact the legal entity in order to complete the procedure for enabling the service.

For any further information required, please contact us at



More significant advantages of e-commerce service:

  • Lower costs for opening and maintenance of Internet point of sale, compared to the classical point of sale (establishing/leasing, maintenance costs, salaries for more employees);
  • No limits in regards to the working hours (available to the clients 24/7/365);
  • Increased number of potential buyers, due to unlimited availability of the Internet point of sale when compared to the limited one of the physical shop;
  • Possibility for utilization of all advantages of the on-line promotion of the products and services offered.
  • Online shopping, as a sales channel, is constantly growing and more and more customers are oriented thereto as the fastest, simplest and often the cheapest way to buy.



Additional service possibilities*

  • Card on file - with this service the Bank enables secure storage of payment data of customers so that future payments would be faster and easier for your customers.
  • Recurring payments - payments that are repeated on certain predefined cycles, suitable for collecting monthly subscriptions, membership fees, etc.
  • WooCommerce plugin - if the website is made in wordpress and uses WooCommerce plugin for e-commerce, the Bank provides it free of charge.
  • Possibility for refunding/partial refunding through the trade profile provided by the Bank.
  • Possibility to customize the design of the redirect page where payment data is entered.
  • Payment through mobile applications.



Technical and security aspects

The Е-commerce service of Komercijalna Banka AD Skopje is in compliance with the 3D 2.0 Secure technology, developed by the international payment systems Visa International and MasterCard Worldwide and has implemented the Verified by Visa and MasterCard Secure Code.

The merchant is creating its Internet shop and the appropriate solution through which it leads the buyer through the process of ordering and buying of the product/service. At the moment of payment, the buyer is transferred on a protected web site where all data necessary for the execution of the payment are provided on. Upon execution of the transaction the client is returned on the web site of the merchant. According to this principle of authorization and transactions realization, the merchant does not have access to the confidential data on the card, which means that the merchant is protected against any potential misuse in case of inappropriate archiving.



*For information on the charges related to the additional possibilities, please contact us at the e-mail address indicated.

Contact person

Violeta Veljanoska
Phone: (+389 2) 3169-473; (+389 70) 415-225
The website of Komercijalna Banka AD Skopje uses cookies. Cookies are used to improve your user experience. More information on how to use and how to change your cookie settings can be found in the Cookies Policy document.
I accept