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12.01.2021 - Komercijalna Banka sponsor of Vlatko Stefanovski’s new album



Music and pleasure always come in pair. This time, the music is brought by our legend Vlatko Stefanovski, who showed his latest album "Taftalidze Shuffle" to the Macedonian audience, and the pleasure is all ours as a sponsor of this latest musical work of the guitar virtuoso. The online promotion of the album took place in the premises of the bookstore in City Mall Shopping Centre in Skopje together with the video called "Mirror". Looking forward to his promotional concert, we once again send congratulations to our virtuoso Vlatko Stefanovski.

08.01.2021 – The promotion period for depositing daily turnover free of charge at ATM extended until 30.06.2021


Legal entities that have or will open an account in Komercijalna Banka AD Skopje will have the opportunity for depositing of the daily turnover free of charge at ATM with the Visa Business Debit cards within the promotion period, which is extended until 30.06.2021.


This service is available at 27 Bank’s ATMs located in Skopje, Bitola, Veles, Gostivar, Kavadarci, Kochani, Kumanovo, Ohrid, Prilep, Strumica, Tetovo and Shtip.


When depositing the turnover, the ATM shall accept all banknotes and polymer banknotes in denomination of 10, 50, 100, 200, 500, 1000 and 2000 denars. For more information on this financial service and the ATMs locations please follow the


05.01.2021 – Komercijalna Banka continues to be socially responsible – it donated ambulance to PHI Health Center Negotino

Амбулантно Неготино

In the new year Komercijalna Banka continues its social responsibility mission with a donation worth over MKD 2 million as support to the Macedonian public health. An ambulance was donated to the PHI Health Center Negotino in order to strengthen the capacities of this health institution in the fight against the Covid-19 virus.

With this donation, the Bank, in cooperation with the Municipality of Negotino, reiterated the importance and obligation of all institutions in the country to get involved in the fight against the pandemic, which is still a serious threat to the health and lives of citizens.


The PHI Health Center Negotino expressed great gratitude to Komercijalna Banka for the donation of an ambulance for the needs of the citizens of Negotino and Demir Kapija municipalities.


"This donation comes at the right time when the needs for transportation of the population are multiplied. With this donation, PHI Health Center Negotino will have an optimal number of ambulances for the daily needs of the population. We thank you for the humanity and the feeling that we are all together in the battle with the pandemic ", said Biljana Filipova, the Manager of PHI Health Center Negotino.


Last year, Komercijalna Banka provided total support to health institutions in the country in the amount of about 590,000 Euros.



31.12.2020 – ЕBRD and Komercijalna banka are supporting green investments - €1 million loan for financing energy efficient investments in residential sector

The European Bank for Reconstruction and Development (EBRD) is supporting green investments in North Macedonia with a €1 million loan to Komercijalna Banka Skopje under the EBRD’s Green Economy Financing Facility (GEFF). The funds will be available for green investments in the country’s residential sector. This will include investments in high-performance green technologies, materials and solutions undertaken in privately-owned residential dwellings or buildings.


Andi Aranitasi, EBRD Head of North Macedonia, said: “We are pleased to expand our green activities in North Macedonia and to welcome Komercijalna Banka Skopje on board. Supporting green investments is one of our key priorities and we are glad that the largest Macedonian bank is joining us in this endeavour. Connected to this, overcoming the coronavirus and building back the economy are also in our focus. Green recovery is one of the ways to heal the economy and this loan is a step in that direction.”


Komercijalna Banka Skopje is the fifth bank in the country to join GEFF. The programme in North Macedonia is part of the EBRD’s €85 million Western Balkans Green Economy Financing Facility launched in 2017, a joint initiative by the European Union (EU), the Austrian Federal Ministry of Finance and beneficiary countries cooperating under the Western Balkans Investment Framework (WBIF).


As of end of November 2020, GEFF in North Macedonia has reached almost 1.600 households and provided loans of more than €11 million for almost 1.600 individual projects that contributed to savings of over 7 million kWh of energy and a reduction of over 3,000 tons of CO2 emissions per year. The most frequently financed technologies are windows and doors, insulation and heat pumps.


GEFF is implemented under the umbrella of the Regional Energy Efficiency Programme for the Western Balkans (REEP Plus), funded by the EU and implemented in partnership with the Energy Community Secretariat. REEP Plus has also delivered policy support for harmonising North Macedonia’s law on energy efficiency and regulations for energy efficiency in buildings with the relevant European directives.


The EBRD is a major institutional investor in North Macedonia. To date, it has invested €2 billion in 137 projects in the country. Supporting green energy is a priority for the Bank as it addresses one of the country’s most pressing challenges.


30.12.2020 – Notification for the working hours of the branches and city-branches of Komercijalna Banka during the holidays

Dear Clients,


We would like to inform you that on 31.12.2020, the working hours of the branches and city-branches of Komercijalna Banka AD Skopje will be as follows:
  • The working hours of the Bank’s branches throughout the country (in Bitola, Veles, Gostivar, Kavadarci, Kochani, Kumanovo, Ohrid, Prilep, Strumica, Tetovo, Shtip) will be until 16:00
  • The working hours of the city-branches Avtokomanda, Biser, Gjorche Petrov, KB1, Leptikarija and Cvetan Dimov will be until 16:00
  • The working hours of all other city-branches in Skopje and throughout the country will be until 15:00.


On Saturday (January 2, 2021) the working hours of the branches and city-branches will be as usual. January 6 (Wednesday) and January 7 (Thursday) 2021 are non-working days.

We would like to remind you that e-banking and mobile banking services, as well as the digital city-branch on Makedonija Street and the digital parts of GTC and Biser city-branches are available to you 24/7.

We wish you a Happy New Year and a Merry Christmas.

25.12.2020 – Festive event for 440 children organized by the employees of Komercijalna Banka


The New Year euphoria must not stop, especially not for the children, who are always looking forward to Santa Claus and his presents. Being at the door of the New Year, we are all looking forward to, and with wishes for good health and success, children deserve their gifts as well.


The employees and the trade union organization in Komercijalna Banka made four hundred and forty children to receive their gifts. This year, they again proved themselves in their traditional humanitarian mission and provided New Year packages, primarily for children from socially vulnerable categories.


Like in the last 11 years, this December, Komercijalna Banka brought holiday joy not only to the Day Care Center for Street Children in Suto Orizari in Skopje, but also to the Association of Single Parents “Hope” from Negotino, PI Institute for Rehabilitation of Children and young people from Skopje and to the families that received the packages through the Red Cross of the City of Skopje. Our hearts were especially warmed by the surprise and the undisguised joy shown by the "street vendors" from the “Face to Face” magazine Project and the children hospitalized in the Institute for Lung Diseases in Children Kozle (Covid Center) for the packages they received.





The trade union organization Komercijalna Banka AD Skopje donated 60 New Year packages for children from foster families and children without parents. The donation was handed over in coordination with the Ministry of Labor and Social Policy and the SOS Children's Village – Singelikj.


Komercijalna Banka and its team will share even more pleasant surprises and joys in the New Year. Stay in good health and take care of your families and everyone around you.



25.12.2020 – The payment of December pensions at Komercijalna Banka starts on 28.12.2020


Starting from 28 December 2020 (Monday), Komercijalna Banka shall realize early payment of pensions. The pensioners – holders of an active debit card shall have their pensions available on their accounts as of Monday (28.12.2020) and can withdraw their funds at any Bank’s ATM or use them for cashless payments in trade.


The payment of pensions to pensioners who do not use payment cards shall be organized in four groups, depending on the pension amount, as follows:


  • Monday, 28.12.2020 – pensions up to MKD 11,000
  • Tuesday, 29.12.2020 – pensions from MKD 11,001 to MKD 14,000
  • Wednesday, 30.12.2020 - pensions from MKD 14,001 to MKD 18,000
  • Thursday, 31.12.2020 – pensions over MKD 18,000


In order to reduce the queues and to protect the health of all users of banking services from the Coronavirus, we appeal to our clients to follow the indicated schedule, wear a protective face mask, scarf or shawl, keep the prescribed minimum distance and have mandatory hand disinfection when visiting the Bank’s city-branches and branches.

24.12.2020 – Consumer loan from Komercijalna Banka for shopping in Neptun


Komercijalna Banka enriched the offer of loans with another product – special purpose consumer loan through Neptun Macedonia.


The loan, which amounts from MKD 10,000 to MKD 120,000, is intended for purchasing products in Neptun stores with deferred payment up to 60 installments. And, any products purchased in Neptun under this loan within the promotion period until 31.12.2020, will be paid in up to 60 installments, interest free.


This is a great opportunity for holiday shopping and buying something new for your home. More detailed information about this new credit product is available on the following link.

21.12.2020 – Komercijalna Banka started with the payment of Government’s financial help in the amount of MKD 6,000


On 21December 2020, Komercijalna Banka started with the payment of the financial help from the Government from the fourth package of measures for coping with the consequences of the Covid-19 virus.


All recipients of financial help in the amount of MKD 6,000, which are distributed for payment through Komercijalna Banka and who work regularly with their accounts and have updated data in the Bank, will be able to use the funds immediately.


The recipients of financial help who:

  • do not have a transaction account in Komercijalna Banka
  • have an account with an active blockade thereon through ERTS
  • have an inactive account which is has not been used for a longer period of time and do not have updated their personal data in the Bank,

have to open a transaction account and / or update their personal data in the Bank not later than 25 December 2020 in order to be paid the financial help from the Government. These recipients will be able to use the financial help the next day after updating the data and / or opening an account.


The data updating and the submission of the application for opening an account can be done at the nearest city-branch / branch of the Bank. The list of Bank’s city-branches and branches and their working hours are available at the following link.  Pursuant to the Law, if they update the data and / or open an account after 25.12.2020, the financial help will not be paid.


In order to protect the health of citizens from the Covid-19 virus, when visiting the city-branches and branches of Komercijalna Banka, it is mandatory to comply with all health recommendations (face mask, keeping the prescribed distance and disinfection of hands). The recommendation for the citizens is to use the funds with a card.

16.12.2020 – You Buy, We Donate - Komercijalna Banka will donate funds for the care of children with autism


On the occasion of 25 years since the first Mastercard® card from Komercijalna Banka, in the period from 15 December 2020 to 8 January 2021, a new Bank’s donation project intended for the care of children with autism will be realized. With the campaign "Komercijalna Banka and Mastercard® - Together for Something Priceless" the Bank will provide financial support from its own funds to associations that care for help and greater inclusion of children with autism.


For the realization of this humane project, for any transaction realized by the holders of Mastercard® cards of Komercijalna Banka at any point of sale or online within the period from 15 December 2020 to 8 January 2021, we will donate funds for children with autism from our own funds. All transactions made with Mastercard® cards of the Bank for individuals and legal entities, as well as transactions made with a digital card through the KomPay application will participate in the campaign.


During this festive period, which is different in many ways, Komercijalna Banka, together with its clients, will do something priceless. We wish customers to enjoy safe shopping, and we will make sure to turn their holiday magic into another humanitarian mission.

24.12.2020 – Komercijalna Banka exclusive sponsor of the award “Novite”

As a tradition, this year again, Komercijalna Banka AD Skopje is for the fifteenth time now, sponsor of the award “Novite” for the contest for the best debutant writing, organized by the “Templum” Publishing Company, that will be awarded on 25.12.2020.


The award ceremony will take place at the front of the City Park in Skopje (the entrance path to the park) at 12:00, as part of the Small New Year Book Fair.


This is to support young and unknown authors and to affirm the prose writing as well as to promote and affirm new people, new tendencies in the literature, new poetry principles, new attempts to make the literature more influential in all social aspects, first of all in the culture, the economy and media aspects as well.


The prizewinner for this year shall be awarded by Komercijalna Banka by MKD 92,250.

17.12.2020 – The clients of Komercijalna Banka received practical experiences and advices for the growth of their e-store


Having an e-shop is no longer just a good thing, but it grows into a basic tool for increased sales and revenue generation, and ultimately for business survival. Komercijalna Banka has recognized the challenge of the new age, in which shopping is increasingly moving online, thus enabling its customers to learn modern and efficient solutions for digitalization, e-commerce and digital marketing.


On 16 December 2020, the Bank organized a webinar with the topic "E-Shop for the new era - Experiences and tips for greater online sales" for all its customers (legal entities) who use the e-commerce service through Komercijalna Banka. The representatives of the companies had the opportunity to hear practical tips on creating and maintaining an efficient e-shop and on the ways to make the best use of its potential, presented by proven professionals in the field of finance and IT industry.


Komercijalna Banka remains committed to its clients, not only for the financial support of their business, but also for the unselfish  and mutual transfer of experience and knowledge, which make the modern business world a developing one and resistant to threats of local and global character. Additional surprises were prepared by the Bank for all participants in the webinar, which will help them add value to their e-shop in the future.


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