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01.12.2020 – Online application for obtaining a transaction account and a debit card from Komercijalna Banka in a faster way


Now you can easily and quickly open a transaction account online and get a debit card from Komercijalna Banka. Submit the application online, through the Bank's website, and we will open an account for you and make the debit card you have chosen.


The Bank will prepare all the necessary documents, based on the online Application submitted and the personal data received, upon which you can pick up your card and sign the documents at the city-branch or branch office of Komercijalna Banka that you choose.


You can apply for a transaction account and debit card from Komercijalna Banka at the following LINK.


With this new procedure, Komercijalna Banka enables you to become a client of the Bank in a quick and easy way. It will make various types of products and services available to you, many of which are will be available on your mobile phone or computer through the mBanka application or Internet Bank, respectively. Komercijalna Banka provides you all the necessary tools for modern management of your funds.

25.11.2020 – Komercijalna Banka with another socially responsible mission - Online training for practical skills and knowledge of 500 high school students

In conditions Covid-19 virus pandemic and limited access of students to the teaching process, Komercijalna Banka managed to present to 500 high school students from SEPUGS "Vasil Antevski Dren" from Skopje different practical skills and knowledge on topics essential for their education, future employment and building healthy financial habits.

Adhering to the health protocols, employees of the Bank have, by means of online lectures, shared important and useful issues with first year high school students in Economic/Legal Technicians and Economics, Law and Trade majors, on the following topics:

  • Financial literacy and financial savings
  • Communications when looking for a job and job interviews
  • Communication within a legal entity (meetings, negotiations and internal communication within a company)
  • Code of conduct within a company and business bonton.

With this project, Komercijalna Banka continues with its socially responsible mission and contribution to better education, and gave its contribution in recognizing the Days of Financial Literacy.

“Saving was the first topic of this series. It is clear that the awareness of the saving contributes to stable economic and cultural development. The uncertainty that the future brings is a reason plus for constantly emphasizing the principles of economy and rationality in decision making. The idea is to impose this matrix to everyone from a young age. Such a systemic approach will give a long-term result in all parts of life and at all levels of the country. A serious, individual and institutional approach to the culture of saving will increase the well-being of each individual and society as a whole", said Mr. Ljupco Kotevski, Deposit Operations Department Manager.

The lectures were part of the School Program for Summer Internship, which is a mandatory element of the teaching curriculum in dual vocational education. It gives an opportunity to all participating students to get acquainted with and gain knowledge and skills in certain area, presented directly by an employer.

“The cooperation with Komercijalna Banka started in October - the month when the World Savings Day is celebrated. The goal was for the students from our school to be introduced to financial savings and literacy by one of the main pillars of financial operations in the Republic of North Macedonia. That cooperation grew into a process of realization of the summer internship, for the first time online, adhering to the health protocols and respecting the health of the participants. We are proud and grateful to work with true professionals in our field, who selflessly strive to improve the knowledge and skills of our students, motivating them to enter the job market in the future and be part of the success of any company", said the Principal of SEPUGS "Vasil Antevski Dren", Ms Tanja Jovanovska, MA.

The main feature of the summer internship is that during its realization the students should be incited to build up attitudes and think about their personal and career development in real working conditions.

25.11.2020 – The payment of November pensions at Komercijalna Banka starts on 26.11.2020

Starting from 26 November 2020 (Thursday), Komercijalna Banka shall realize early payment of pensions. The pensioners – holders of an active debit card shall have their pensions available on their accounts as of Thursday (26.11.2020) and can withdraw their funds at any Bank’s ATM or use them for cashless payments.


The payment of pensions to pensioners who do not use payment cards shall be organized in four groups, depending on the pension amount, as follows:


  • Thursday, 26.11.2020 – pensions up to MKD 11,000
  • Friday, 27.11.2020 – pensions from MKD 11,001 to MKD 14,000
  • Monday, 30.11.2020 - pensions from MKD 14,001 to MKD 18,000
  • Tuesday, 01.12.2020 – pensions over MKD 18,000


In order to reduce the queues and to protect the health of all users of banking services from the Coronavirus, we appeal to our clients to follow the indicated schedule, wear a protective face mask, scarf or shawl, keep the prescribed minimum distance and have mandatory hand disinfection when visiting the Bank’s city-branches and branches.

24.11.2020 – Komercijalna Banka donated laptops to students in 14 municipalities



Online classes, contacts with teachers and friends are now available for 46 students to whom Komercijalna Banka AD Skopje donated laptops in order to enable them to attend classes online. Bank employees delivered these laptops to the talented and eager to learn children from primary and secondary schools of 14 municipalities in the country, wishing them success in learning in these extraordinary conditions and to remain committed to their education further in life.


This year, Komercijalna Banka decided to allocate funds for donation of laptops to students instead of purchasing promotional gifts on the occasion of the New Year holidays. Thus, as a socially responsible company and in conditions of global pandemic, the Bank gave its contribution to providing affordable and quality education to children who have not had such an opportunity so far.


This is not the first time that Komercijalna Banka has supported the educational process in the country. So far, hundreds of computers have been donated to several schools. Many students had educational visits realized at the Bank where they had fruitful discussions on issues related to money, their responsible spending and saving. Komercijalna Banka is a partner of several educational institutions in providing internships for students, in order to bring the financial operations closer to them in practice.


On the other hand, in one year, the "Financial Classroom" of Komercijalna Banka realized lectures for 520 students in 11 secondary and three primary schools, providing the students with financial and other information on the properly use the financial products.


The Bank remains committed to its mission of helping to and improving the educational process, because children are the bearers of the future development in the country.

23.11.2020 – The Certificate of tax paid under dividend pay-out from Komercijalna Banka is now available in electronic form

The Certificate of tax calculated and paid under the dividend pay-out by Komercijalna Banka AD Skopje in 2020 from the profit realized in 2019 shall, from now on, be available in electronic form through Internet bank application.


The clients (individuals-residents) who are users of e-banking services of Komercijalna Banka, and are also shareholders of the Bank, can in a simple and fast way, after logging in to the application, download the tax certificate. The document can be found in the Main Menu, at the "Personal Tax" link.


The shareholders, legal entities and individuals who are not users of e-banking services of Komercijlana Banka will be provided the subject certificate in hard copy, sent by mail.

18.11.2020 – Notification on false Facebook page

Dear Clients,


There is a page that emerged on Facebook where a video content has been posted calling the page visitors to download an application (game) and alluding to quick money making. The video is followed by a false text message (SMS) from Komercijalna Banka on inflow of funds.


We would like to inform you that Komercijalna Banka AD Skopje is not involved in and has nothing to do with this activity and currently does not organize any prize game through Facebook or through an application. Once again, we advise you to be extremely careful when sharing your personal information while online.


The page and the video content have already been reported to Facebook as a scam. After a complete analysis of the case, the Bank will take appropriate measures before the competent institutions in accordance with the applicable legal regulations.


Yours truly, Komercijalna Banka.


13.11.2020 – 10th award “Best FX Provider” from Global Finance to Komercijalna Banka



Komercijalna Banka AD Skopje won the award for "Best FX Provider in the Republic of North Macedonia" (best provider of services in the field of foreign exchange markets) by the world renowned magazine Global Finance, based in New York, USA.


This is a tenth recognition for the most successful operation of Komercijalna Banka AD Skopje in the field of trading with financial instruments in the country, awarded by Global Finance.


The election of the “Best FX Provider” at the financial markets of the Republic of North Macedonia was based on several criteria that included: transaction volume, market share, scope of global coverage, customer service, competitive pricing and innovative technologies.


The announcement of Komercijalna Banka as the "Best FX Provider in the Republic of North Macedonia" is another confirmation of the high quality of services offered by the Bank and its leading position in the field of trading at domestic and global financial markets.

10.11.2020 – SMART loan through a credit card – new loan of Komercijalna Banka



With the new SMART loan from Komercijalna Banka AD Skopje you get a consumer loan and a credit card in one. Furthermore, you have up to a maximum of MKD 400,000 available, which you spend whenever you need. The SMART loan has a simple approval procedure and unlimited validity period.


Another advantage for the users of this loan is that it includes a free of charge insurance through Triglav Osiguruvanje, in case of client’s inability to repay.


The loan funds are available to you 24 hours a day through the Bank’s ATMs. The changes in the balance of your account may be monitored through Internet Bank, mBanka and SMS banking services, at any time.


Take advantage of the promotion period until 31.12.2020 and apply for SMART loan with no charges for application and documentation processing.


For any other SMART loan details and advantages, please follow the link.

06.11.2020 - Komercijalna Banka sponsors the jubilee concert of "Skopski solisti" (“Skopje Soloists”)

Komercijalna Banka AD Skopje is a sponsor of the jubilee concert of the Chamber Orchestra "Skopje Soloists" entitled "Jubilee 20 years of artistic activity of Skopje Soloists Chamber Orchestra”.

The concert will be performed by the tenor with a world career Blagoj Nacoski, the famous diva Vesna Ginovska-Ilkova - soprano and the virtuoso oboist Tome Atanasov, and under the baton of maestro Ivan Eminovich.

This jubilee concert will take place at the National Opera and Ballet on 9 November 2020.

This is an unusual and, in many ways, the only concert of its kind, which Komercijalna Banka AD Skopje supports in order to preserve and emphasize the unique values ​​of Macedonian culture.


02.11.2020 – Payment of A1 bills at the kiosks of Komercijalna Banka AD Skopje free of charge


Starting from 02.11.2020, the digital kiosks of Komercijalna Banka AD Skopje provide you with a new free-of-charge service - payment of A1 bills. Anyone who has a card from any bank can pay the A1 bills at the digital kiosks located in the Digital City-branch at Makedonija Str. and in the renovated city-branch Biser in Skopje, without being charged a commission therefor.


This service is already available for payment of EVN, BEG, Telekom and Telekabel’s services bills. The client alone, guided by the application displayed on the screen, can pay the bill by any card he/she holds, at the built-in POS terminal and in real time. The transaction is completed by receiving a printed confirmation. The whole procedure is free of charge, regardless of the bank the card has been issued by.


These Bank’s digital city-branches also provide other digital banking services such as withdrawal or depositing cash at any time of the day, exchange Euros in Denars, payment of utilities bills and printing a statement of transaction account for individuals for clients who have an Internet Bank subscription.


Be efficient and safe in the digital branches of Komercijalna Banka 24 hours a day, any day of the year

04.11.2020 – Komercijalna Banka AD Skopje provides you an opportunity for on-line update of your contact and personal data



If you have to update your contact and personal data at Komercijalna Banka AD Skopje, you do not have to go any of the Bank’s city-branches or branches, but you can do it through your personal computer or phone.


The Internet Bank of Komercijalna Banka enables you to change your personal data by entering the new data in the e-Form provided, upon which they are automatically updated in the system records of the Bank. You can also attach a photo or a scan of your identification documents through the Internet Bank, after which it will be updated in our records. Confirmation of this change is made by entering a code from the List of Codes or with a digital certificate.


The change of the data for your phone number, address or e-mail may be made quickly and safely through the Bank's website, where you will have to enter your personal ID No. and phone number to confirm your identity. The Bank will send you a "code" via SMS, which you have to enter through the data update form posted on the Bank's website. Contact data will be updated in our records after checking the client and his/her data by the Bank.


This opportunity is of temporary character and will be available as long as the Decree for implementation of the Law on Prevention of Money Laundering and Financing of Terrorism during a state of emergency is valid.

03.11.2020 – mBankaCo available on Huawei AppGallery platform




mBankaCo application of Komercijalna Banka AD Skopje, intended for legal entities, now is also available for the users of new Huawei mobile phone models. mBankaCo users that do not have Google Play Services application may use the mobile banking application at Huawei AppGallery platform.


mBankaCo is a free application for mobile phones and tablets that provides you with reliable, fast and simple 24-hour access to the most used electronic banking services for legal entities. With mBankaCo you can have insight in your transaction account, payment operations in the country, sale and purchase of foreign currency, signing a foreign currency payment order.


mBankaCo on Huawei AppGallery platform may be installed on the following LINK.


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