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04.08.2021 – Announcement for dividend payment

Komercijalna Banka AD Skopje to the shareholders of the Bank announces that on 03.08.2021 the Council of the National Bank of the Republic of North Macedonia adopted a Decision on revoking the Decision on temporary restriction of the distribution and payment of dividends to the shareholders of the banks published in Official Gazette of RNM No.177 of 03.08.2021, which terminates the temporary restriction on the distribution and payment of dividends to the shareholders of the banks. The Supervisory Board of the Bank based on Article 7 of the Decision on determining the dividend amount and dates of dividend payout for 2020 no. 02-190-8/1 adopted by the Assembly of Komercijalna Banka AD Skopje on March 29, 2021, on 04.08.2021 adopted a Decision on determining the exact dividend payment dates for 2020, according to which is determined the following DIVIDEND CALENDAR for dividend payment dates for 2020


  • The last day of trading with the right to dividend for 2020 is 09.08.2021.
  • The first day of trading without the right to dividend for 2020 is 10.08.2021.
  • The record date according to which the list of shareholders entitled to receive a dividend for 2020 is determined is August 11, 2021.
  • Dividend payment for 2020 will start on 24.08.2021.


The payment of dividend to legal entities will be made by transferring the funds to their accounts in Komercijalna Banka AD Skopje or another bank.


Pursuant to the Law on Personal Income Tax, Komercijalna Banka, as a payer of income on the basis of dividend, shall carry out calculation and payment of the income tax and payout of dividend to individuals by submission of electronic calculation of the gross-income and income after deduction (e-PPD) to the Public Revenue Office via the e-Personal Income Tax system.


The e-PPD system does not accept incorrect and incomplete data. Therefore, all the shareholders – individuals that had not been registered as tax payers in the records of PRO must be registered in accordance with procedures of PRO. This especially refers to juveniles and/or other individuals that so far have not received taxable income of any kind in the Republic of North Macedonia.


The funds from the dividend for 2020 payable to individuals - shareholders shall be paid on their accounts with Komercijalna Banka AD Skopje via the e-PPD system. There will be exception for the individuals having provided authorization/instruction for transfer of the dividend on an account with other bank. In such cases, Komercijalna Banka AD Skopje shall pay the dividend on the account indicated via the e-PPD system. If a shareholder, resident individual, has not given such authorization, and wants the dividend to be paid to an account in another bank, to do so by submitting instructions in electronic form, which can be found on the Bank's website in the section "ABOUT US \ Investor Relations".


Pursuant to Article 85, paragraph 11 of the Law on Personal Income Tax, the certificates for calculated and paid personal income tax under capital – dividend for 2020, paid in 2021, shall be distributed to each shareholder being registered in the Shareholders Register after the dividend payment.


For any further information, please contact us on: (02) 3168 311, 3168 310 and 3168 308.


Board of Directors

23.07.2021 - The payment of July pensions at Komercijalna Banka starts on 27.07.2021

Starting from 27.07.2021 (Tuesday), Komercijalna Banka shall realize early payment of pensions. The pensioners – holders of an active debit card shall have their pensions available on their accounts as of Tuesday (27.07.2021) and can withdraw their funds at any Bank’s ATM or use them for cashless payments in trade.


The payment of pensions to pensioners who do not use payment cards shall be organized in four groups, depending on the pension amount, as follows:


  • Tuesday, 27.07.2021 – pensions up to MKD 11,000
  • Wednesday, 28.07.2021 – pensions from MKD 11,001 to MKD 14,000
  • Thursday, 29.07.2021 - pensions from MKD 14,001 to MKD 18,000
  • Friday, 30.07.2021 – pensions over MKD 18,000


In order to reduce the queues and to protect the health of all users of banking services from the Coronavirus, we appeal to our clients to follow the indicated schedule, wear a protective face mask, scarf or shawl, keep the prescribed minimum distance and have mandatory hand disinfection when visiting the Bank’s city-branches and branches.

22.07.2021 – Komercijalna Banka ranked on two first places in the ranking of Finance Central Europe magazine

The operative results achieved made Komercijalna Banka to be ranked on two first places at the national level, in the ranking made by Finance Central Europe magazine. Traditionally, this ranking includes the top 100 banks in Southeast Europe.


Komercijalna Banka is ranked first in Macedonia according to the size of assets and the rate of return on capital.


The special 22 annual edition of Finance Central Europe magazine will be published in October this year, when the list of the best banks in Southeast Europe will be published, ranked by size of assets, capital, pre-tax profit, ROA and ROE. The magazine publishes a general ranking at the level of Southeast Europe, and also ranks the best banks in each of the 13 countries covered by the analysis - Albania, Bosnia and Herzegovina, Bulgaria, Croatia, Greece, Kosovo, North Macedonia, Moldova, Montenegro, Romania, Serbia, Slovenia and Turkey.

14.07.2021 – Komercijalna Banka awarded “The Best Bank in North Macedonia” by Euromoney Magazine

Komercijalna Banka is very pleased to announce that it has won another prestigious award - "Best Bank in North Macedonia" in 2021, awarded by Euromoney Magazine. This award is recognition of the excellence of the Bank, which, relaying on its stability, responsibility and impressive results, is coping with the Covid-19 crisis and meets the customers’ needs.


Based on several criteria and the results achieved on that basis, top journalists and correspondents of Euromoney set Komercijalna Banka ahead of the competition and declared it the best in the country. Award criteria include profitability, visible growth, innovation, new services, relatively better performance compared to competitors, and the ability to adapt to changing market conditions and customer needs.


The Excellence Awards have been awarded since 1992 and are considered a prestigious award program in the global banking industry. The beginnings of Euromoney magazine date back to 1969 and relate to the need to cover the resurgence of international cross-border capital markets, which are the forerunners of today's global capital markets. This magazine is one of the most prestigious magazines in the financial world.


In 2020, Komercijalna Banka was also awarded "Bank of the Year" by The Banker Magazine. The latest recognition further confirms the strong performance and strength of the Bank's capital.

14.07.2021 - Komercijalna Banka sponsor of the manifestation “Galichka svadba”




Komercijalna Banka AD Skopje this year once again is sponsor of the manifestation “Galichka svadba” (Galichnik Wedding Festival), which is traditionally held around the religious holiday Petrovden. This year it will be held from July 16 to 18 in Galichnik, and the event will be harmonized with the Covid-protocols for organizing cultural events.


"Galichnik Wedding" is an internationally established cultural event. The New York Times listed it among the nine must-attend European festivals in 2018, and National Geographic magazine described it as the most traditional wedding festival in Europe.


The support for "Galichnik Wedding" is only part of the overall support given by the Bank of Culture and the unique values ​​in the domestic cultural creation, which contributes to raising the level of cultural living in our society.


07.07.2021 – EBRD award for “Most Active Issuing Bank in 2020 in North Macedonia“


European Bank for Reconstruction and Development awarded Komercijalna Banka AD Skopje for being the „Most Active Issuing Bank in 2020 in North Macedonia“ for the seventeenth time. Only Komercijalna Banka AD Skopje has been awarded by EBRD as the most active bank in the international trade facilitation in the country.


The trade finance team of Komercijalna Banka AD Skopje has established itself as experts in international setting, by promoting the bank’s reputation with its high standard of explicit skillful knowledge and professional experience.


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