Financial indicators
Financial indicators based on consolidated audited financial statements prepared in accordance with the local regulation and Methodology of the National Bank of the Republic of Macedonia.
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Income Statement (MKD thousand)
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index
change
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2018
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2017
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Interest Income
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84.0 |
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3,562,264 |
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Interest Expense
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106.0 |
521,526 |
491,892 |
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Net Interest Income
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80.5 |
2,471,539 |
3,070,372 |
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Fee Income
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110.3 |
1,281,973 |
1,162,629 |
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Fee Expense
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119.5 |
359,182 |
300,583 |
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Net Fee Income
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107.0 |
922,791 |
862,046 |
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Other Income
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128.7 |
1,634,946 |
1,270,053 |
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Operating Expenses
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122.3 |
2,213,261 |
1,881,264 |
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Impairment charge
for financial assets
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32.4 |
793,856 |
2,381,267 |
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Pre-tax Incomeе
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215.1 |
2,022,159 |
939,940 |
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Net Income
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213.7 |
1,806,215 |
845,308 |
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Balance Sheet (MKD thousand)
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index
change
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2018
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2017
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Total Assets
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109.1 |
114,393,733 |
104,869,531 |
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Cash and Equivalents
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131.9 |
48,796,328 |
37,208,775 |
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Loans
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95.6 |
48,922,857 |
51,200,634 |
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Total Liabilities
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108.7 |
101,919,925 |
93,796,573 |
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Deposits
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108.4 |
99,387,271 |
91,677,578 |
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Total Equity
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112.6 |
12,444,750 |
11,072,958 |
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Share Info (as of 31.12)
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2018
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2017
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Share Price
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5,049 |
2,779 |
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Number of shares
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2,279,067 |
2,279,067 |
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Market Cap. (MKD thousand)
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11,507,009 |
6.333.527 |
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EPS
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- basic
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788
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367
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- diluted
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788
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367
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Book Value per share
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5,460 |
4,859 |
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Return on Assets (ROA)
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1.58% |
0.81% |
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Return on Equity (ROE)
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14.51% |
7.63% |
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Dividend Payout
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53.00% |
48.53% |
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Capital Adequacy
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16.88% |
15.99% |
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EUR / MKD
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61.4950 |
61.4907 |
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USD / MKD
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53.6887 |
51.2722 |
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