Financial indicators
Financial indicators based on consolidated audited financial statements prepared in accordance with the local regulation and Methodology of the National Bank of the Republic of North Macedonia.
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Income Statement (MKD thousand)
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index
change
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2019
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2018 |
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Interest Income
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97.4 |
2,916,288 |
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Interest Expense
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98.1 |
511,523 |
521,526 |
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Net Interest Income
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97.3 |
2,404,765 |
2,471,539 |
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Fee Income
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112.2 |
1,438,910 |
1,281,973 |
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Fee Expense
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122.5 |
439,926 |
359,182 |
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Net Fee Income
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108.3 |
998,984 |
922,791 |
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Other Income
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61.4 |
1,004,135 |
1,634,946 |
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Operating Expenses
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81.7 |
1,808,562 |
2,213,261 |
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Impairment charge
for financial assets
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74.1 |
588,509 |
793,856 |
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Pre-tax Incomeе
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99.4 |
2,010,813 |
2,022,159 |
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Net Income
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101.1 |
1,826,825 |
1,806,215 |
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Balance Sheet (MKD thousand)
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index
change
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2019
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2018 |
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Total Assets
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107.6 |
123,031,531 |
114,393,733 |
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Cash and Equivalents
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99.9 |
48,733,248 |
48,796,328 |
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Loans
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113.4 |
55,484,418 |
48,922,857 |
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Total Liabilities
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107.6 |
109,708,525 |
101,919,925 |
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Deposits
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108.2 |
107,560,900 |
99,387,271 |
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Total Equity
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106.8 |
13,289,726 |
12,444,750 |
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Share Info (as of 31.12)
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2019
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2018 |
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Share Price
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6,648 |
5,049 |
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Number of shares
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2,279,067 |
2,279,067 |
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Market Cap. (MKD thousand)
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15,151,237 |
11,507,009 |
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EPS
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- basic
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796 |
788 |
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- diluted
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796 |
788 |
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Book Value per share
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5,831 |
5,460 |
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Return on Assets (ROA)
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1.48% |
1.58% |
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Return on Equity (ROE)
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13.75% |
14.51% |
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Dividend Payout
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68.62% |
53.00% |
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Capital Adequacy
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16.59% |
16.88% |
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EUR / MKD
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61.4856 |
61.4950 |
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USD / MKD
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54.9518 |
53.6887 |
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