Financial indicators
Financial indicators based on consolidated audited financial statements prepared in accordance with the local regulation and Methodology of the National Bank of the Republic of North Macedonia.
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Income Statement (MKD thousand)
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index
change
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2020 |
2019 |
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Interest Income
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96,6 |
2.816.672 |
2,916,288 |
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Interest Expense
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77,4 |
396.117 |
511,523 |
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Net Interest Income
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100,7 |
2.420.555 |
2,404,765 |
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Fee Income
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97,5 |
1.403.004 |
1,438,910 |
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Fee Expense
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101,4 |
445.967 |
439,926 |
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Net Fee Income
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95,8 |
957.037 |
998,984 |
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Other Income
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204,6 |
2.054.895 |
1,004,135 |
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Operating Expenses
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108,6 |
1.963.416 |
1,808,562 |
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Impairment charge
for financial assets
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232,7 |
1.369.749 |
588,509 |
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Pre-tax Incomeе
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104,4 |
2.099.322 |
2,010,813 |
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Net Income
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106,1 |
1.939.134 |
1,826,825 |
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Balance Sheet (MKD thousand)
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index
change
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2020 |
2019 |
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Total Assets
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107,8 |
132.600.577 |
123,031,531 |
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Cash and Equivalents
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102,0 |
49.687.632 |
48,733,248 |
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Loans
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93,7 |
51.974.918 |
55,484,418 |
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Total Liabilities
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108,1 |
118.603.450 |
109,708,525 |
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Deposits
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108,5 |
116.678.374 |
107,560,900 |
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Total Equity
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105,0 |
13.957.532 |
13,289,726 |
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Share Info (as of 31.12)
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2020 |
2019 |
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Share Price
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7.299 |
6,648 |
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Number of shares
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2.279.067 |
2,279,067 |
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Market Cap. (MKD thousand)
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16.634.910 |
15,151,237 |
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EPS
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- basic
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844 |
796 |
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- diluted
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844 |
796 |
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Book Value per share
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6.124 |
5,831 |
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Return on Assets (ROA)
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1,46% |
1.48% |
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Return on Equity (ROE)
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13,89% |
13.75% |
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Dividend Payout
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70,52% |
68.62% |
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Capital Adequacy
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17,47% |
16.59% |
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EUR / MKD
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61,6940 |
61.4856 |
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USD / MKD
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50,2353 |
54.9518 |
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