Mastercard® Wizz Air credit card for individuals

Advantages

 

• 600 gratis Welcome Points (with the issuance of the basic card, which may be used for purchasing tickets and all other Wizz Air services on Internet (1 point is equivalent to 1 Denar);

• Bonus Points with each purchasing by the card:

     • 4% of the transaction amount realized on www.wizzair.com

     • 2% of the amount of any other transactions;

• Free group membership at WIZZ Discount Club which provides lower prices than the regular ones, for the card holder and up to 5 passengers traveling therewith, for the entire period of use of the card;

• Better purchasing power for the holder, with credit limit depending on the available amount of your monthly salary;

• offers a possibility for minimal monthly repayment of only 10% of the used credit limit;

• up to 40 days of interest-free period for the transactions realized at points of sale;

• connected to a single denar account for payments in the country and abroad;

• enables Internet shopping;

• Possibility for contactless payments (no PIN is required for amounts up to MKD 750);

• you get additional cards for your loved ones, with the possibility of adjustment of the daily limits for each card;

• you can follow the statements of the accounts from your home, work place or anywhere in the world by using our Internet bank, mBanka and SMS banking services;

• Possibility for digitalization of the card and contactless payments by mobile phone through KomPay mobile application;;

• easy settlement of your liabilities through the standing order service;

• Possibility for use of the assets available 24 hours a day through an ATM;

• 24 hour customer support, around the world.

Card utilization

MasterCard® Wizz Air is acquired at more that 35 million points of sale and more than 2 million ATMs throughout the world bearing the MasterCard® logo.

 

Mastercard® Wizz Air credit card may be used in the country and abroad for purchasing at the POSs, withdrawal of cash from ATMs and purchasing on Internet.

 

Apart from the basic functions, this card also provides quick and contactless payments in trade without entering a PIN code for transactions in the amount up to MKD 750.

 

If you use this card you can be with your money all the time and you don’t need to carry cash, to be afraid of being robbed, of losing or having contact with fraudulent banknotes. More information on acquiring the MasterCard® cards is available on www.mastercard.com.

 

Look at the full list of ATMs of Komercijalna Banka AD Skopje and find the nearest one.

 

For bigger safety and comfort when using the card you can apply the tips for safe usage of cards of Komercijalna Banka AD Skopje.

Simple procedure of getting a new MasterCard® Wizz Air credit card

Follow the following three steps to get your new MasterCard® Wizz Air credit card:

Conditions and fees

Users	creditworthy individuals at the age between 18 and 68
Nominal interest rates***	- 11.03%annually on the amount of the used credit limit (reference interest rate of 1.95% increased for 9.08%.)* - 10.25% on the amount over the credit limit
Annual membership fee**		for the basic card	for the additional cards
	for the first year	3,000 denars	1,200 denars
	for each consecutive year	2,400 denars	960 denars
	for annual turnover over MKD 120.000 made at points of sale	1,200 denars	480 denars
Utilization fees		at ATMs		at counters
	of the Bank	2%, min. 200 den.		2%, min. 200 den.
	of other banks in the country	3%, min. 300 den.		3%, min. 300 den.
	of other banks abroad	3%, min. 300 den.		3%, min. 300 den.

*The reference interest rate shall be the rate announced and available on the web site of NBRM (www.nbrm.mk) each 25.06. and each 25.12. under the name “interest rate for denar deposits without currency clause” and shall apply for the current six-months period (until the end of the respective six-months period). Current applicable reference interest rate is 1.95%. The Bank shall regularly announce the applicable reference interest rate for interest calculation at its web site.LINK

** The annual membership for all types of cards shall be calculated on monthly basis, i.e. the account shall be debited in 12 equal installments. 

*** If the nominal interest rate is higher than the penalty interest rate prescribed by law, the Bank shall calculate interest to the extent of the penalty interest rate prescribed by law, which is currently 10.25% per annum.

The Bank shall apply proportional method for calculation of interest.