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contact@kb.com.mk

contact center:
(02) 3 296 800

Insurance

 
Osiguruvanje
 
Insurance policies according to your needs, with the same conditions and discounts as in insurance companies.


Reduce your costs and get a complete non-life insurance service through the network of Komercijalna Banka. By symbolic investment in insurance policy, you ensure a secure and carefree future for you and your loved ones.

Now, with just one visit to the Bank you can get:

  • Excellent policies from our experienced partners Osiguruvanje Makedonija AD Skopje and Triglav Osiguranje AD Skopje
  • You get the same prices and discounts as in the insurance company
  • Complete service at one place, without the need for separate visits to a bank and insurance company
  • Possibility to pay in installments
  • Assistance from our employees to select the most appropriate policy for your needs



Through the network of Komercijalna Banka you can get the policies provided through our partners:

Osiguruvanje Makedonija AD Skopje:

  • mortgage insurance policy
  • home insurance


Triglav osiguruvanje AD Skopje:

  • travel insurance
  • casco insurance
  • automobile liability insurance
  • international car insurance (green card)



Mortgage insurance policy

It is used to insure an apartment or house against basic risks, while the building is pledged, related to a loan from Komercijalna Banka. These policies are specially created for the loan users in Komercijalna Banka and have a special price. The policy is concluded only once and lasts until the loan is repaid, i.e. there is no need for its renewal at annual basis.

With the mortgage policy opened through Komercijalna Banka, you reduce the housing loan costs, while the whole procedure is carried out at one place and within the loan documentation.


Home insurance

It offers you complete peace through the wide coverage of risks for your home: fire, flood, earthquake, burglary, theft, lightning strike, explosion, demonstration, landslide, etc. The amount of insurance is symbolic, and it protects you from huge damages in case of disaster.

Home insurance policies are concluded for one year, and according to your needs, you can choose the coverage that will best suit you:

  • Economic policy
  • Extended policy
  • Extended plus policy
  • Special policy



Travel insurance

It protects you when traveling abroad against the health care costs in case of sudden illness or accident, transportation to your home country or the cost of purchasing essential items due to air baggage delay of more than 20 hours.

Certain countries, such as those of the European Union, require travel insurance presented when entering the respective country.


Casco insurance of motor vehicles

Casco insurance policy provides you with the widest coverage of risks for your vehicle, and up to a certain limit, the luggage of the passenger motor vehicles is also covered.

Casco insurance removes all your worries. With this policy you insure your car against damage in: traffic accident, fall of or impact with an object, fire, sudden external thermal or chemical action, lightning strike, explosion, storm, hail, avalanche, flood, torrential and high water, fall of aircraft, manifestations and demonstrations, theft and robbery throughout Europe, malicious acts and compensation of third parties, damage to the upholstery in assisting persons injured in a traffic accident, intentionally causing damage to the vehicle to prevent further and greater damage to the car, as well as to other objects or persons.


Automobile liability insurance and international car insurance (green card)

Automobile liability insurance is a mandatory type of insurance, necessary to engage the vehicle in traffic. With this mandatory policy you are insured against liability for damages caused to third parties; you can additionally insure the windows of your vehicle, as well.

The amount of the annual premium depends on the type of motor vehicle. You can get the insurance policy when you pay for the vehicle purchased - and avoid any additional visits to the counters.

The international car insurance (green card) serves to protect the insured in case of a traffic accident abroad, if he/she is the cause. The validity of the international car insurance (green card) is related to the validity of the automobile liability policy and can only be obtained from the same insurance company where the policy had been issued by.


Single-step procedure

In order to get more information for and buy an insurance policy, you only need to visit the city-branches and branches where we have licensed officers for this service, who will help you choose the most appropriate policy for you. All you need to do is bring the appropriate documentation, depending on the policy, and a valid document for personal identification.



Contact person



Bojan Slabev, Senior Specialist in investments, maintenance and insurance
Phone: (+389 2) 3168-419
e-mail: Bojan.Slabev@kb.com.mk
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