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Commissions for payment operations in foreign currency and operation with foreign currency accounts of individuals – residents and non-residents

 

1.Payments
1.1. Payments to non-residents by remittance with instructions BEN and SHA or by check from residents’ accounts, except in CHF

а) FX transfer to own account:

- in the Bank

free of charge (except for CHF, 0.30% of the amount or min. MKD 600.00/max. MKD 30,000)

- in other banks

0.15%, min. MKD 350.00, max. MKD 30,000.00 + MKD 250.00 SWIFT charges

b) FX payments in the country to other client

- on non-resident account in the Bank

0.075%, min. MKD 150.00, max. MKD 30,000.00

- on non-resident accounts in other banks

0.15%, min. MKD 250.00, max. MKD 30,000.00 + MKD 250.00 SWIFT charges

c) FX remittances abroad and issuing payment checks (import remittances, import checks):

- Import remittances up to EUR 100

0.15%, min. MKD 100.00 and MKD 250.00 SWIFT charges

- Check up to EUR 100

MKD 250.00

- Import remittances and checks over EUR 100

0.15%, min. MKD 350.00 + MKD 250.00 SWIFT charges (checks excluded from this charges), max. MKD 30,000.00 and MKD 250.00 SWIFT charges

- Change of instructions

MKD 350.00 + MKD 250.00 SWIFT charges

-Stopping collection under import check

MKD 300.00

1.2. Payments from non-resident accounts under remittance with BEN and SHA instructions or under check from resident account, except in CHF currency

а) FX transfer to own account:

- in the Bank

free of charge

- in other banks

0.15%, min. MKD 350.00, max. MKD 30,000.00 + MKD 250.00 SWIFT charges

b) FX payments to other client in the country:

- to non-resident accounts in the Bank

0.075%, min. MKD 150.00, max. MKD 30,000.00

- to non-resident accounts in other banks

0.15%, min. MKD 350.00, max. MKD 30,000.00 + MKD 250.00 SWIFT charges

c) FX remittances abroad and issuing payment checks (import remittances, import checks):

- Import remittances up to EUR 100

0.15%, min. MKD 100.00 and MKD 250.00 SWIFT charges

- Check up to EUR 100

MKD 250.00

- Import remittances and checks over EUR 100

0.15%, min. MKD 350.00 + MKD 250.00 SWIFT charges (checks excluded from this charges), max. MKD 30,000.00 and MKD 250.00 SWIFT charges

- Change of instructions

MKD 350.00 + MKD 250.00 SWIFT charges

- Stopping collection under import check

MKD 300.00

1.3. Denar payments from resident accounts and non-resident accounts to resident and non-resident accounts.
а) Transfer from resident to non-resident account:

- transfer from resident to non-resident account in the Bank

0.075%, min. MKD 150.00, max. MKD 30,000.00

- transfer from resident to non-resident account in other bank

0.15%, min. MKD 250.00, max. MKD 30,000.00

b) Payments in the country from resident and non-resident accounts:

- To resident and non-resident accounts of other clients in the Bank

0.075%, min. MKD 150.00, max. MKD 30,000.00

- To resident and non-resident accounts of other clients in other banks

0.15%, min. MKD 350.00, max. MKD 30,000.00

For remittances abroad, with instructions option OUR (the commissions shall be on the account of the Applicant); beside our Bank’s commission, the Bank shall charge in advance the commission of foreign banks; this all shall apply for payments from non-resident accounts as well.
1.4. Payments to non-residents under remittance with instructions OUR or under check from resident accounts, except for CHF currency; beside the commissions under Item 1.1., 1.2. and 1.3., the bellow commissions shall also be charged.*)
1.5.
Payments with instructions OUR, for EUR currency:

Up to EUR 1,000.00

MKD 800,00

EUR 1,000.01 – EUR 2,500.00

MKD 950,00

EUR 2,500.01 – EUR 5,000.00

MKD 1.250,00

EUR 5,000.01 – EUR 12,500.00

MKD 1.550,00

EUR 12,500.01 – EUR 30,500.00

MKD 1.850,00

Over EUR 30,500.00

MKD 3.100,00

Payments with instructions OUR, for USD currency

Up to USD 10,000.00

USD 15,00

Over USD 10,000.01

USD 30,00

Payments with instructions OUR, for CAD currency

Up to CAD 10,000.00

CAD 20,00

Over CAD 10,000.01

CAD 40,00

Payments with instructions OUR, for GBP currency

Up to GBP 1,000.00

GBP 15,00

GBP 1,000.01 – GBP 10,000.00

GBP 25,00

Over GBP 10,000.01

GBP 35,00

For remittances up to GBP 100.00 the obligatory charge for instructions OUR is GBP 15.00
Payments with instructions OUR, for AUD currency in EUR currency equivalent

EUR 0.00 – EUR 12,500.00

EUR 20,00

EUR 12,500.01 – EUR 30,500.00

EUR 25,00

EUR 30,500.01 – EUR 50,000.00

EUR 40,00

Over EUR 50,000.01

EUR 50,00

1.6. Payment operations in foreign currency for residents, in CHF *)

- For remittance to non-resident account in the Bank

0.30% of the amount or min. MKD 600.00/max. MKD 30,000.00

- For remittance in other domestic bank

0.50% of the amount or min. MKD 600.00/max. MKD 30,000.00 + MKD 250.00 SWIFT charges

- For remittance abroad up to CHF 100.00

MKD 600.00 + MKD 250.00 SWIFT charges

- For check up to CHF 100.00

MKD 600.00

- For remittances and checks abroad over CHF 100.00

0.50% of the amount or min. MKD 600.00/max. MKD 30,000.00 + MKD 250.00 SWIFT charges

- FX payments abroad in CHF with instructions OUR

0.50% of the amount or min. MKD 600.00/max. MKD 30,000.00 + MKD 250.00 SWIFT charges

- In favor of clients on UBS

CHF 20.00

- In favor of users, not being clients, on UBS

CHF 30,00

1.7. FX payment operations for non-residents, in CHF *)

- For remittance to non-resident account in the Bank

0.30% of the amount or min. CHF 15.00/max. CHF 500.00

- For remittance in other domestic bank

0.50% of the amount or min. CHF 15.00/max. CHF 500.00 + CHF 5.00 SWIFT charges

- For remittances abroad up to CHF 100.00

CHF 10.00 and CHF 5.00 SWIFT charges

- For check up to CHF 100.00

CHF 10.00

- For remittances and checks abroad over CHF 100.00

0.50% of the amount or min. CHF 15.00/max. CHF 500.00 + CHF 5.00 SWIFT charges

- FX payments abroad in CHF with instructions OUR

0.50% of the amount or min. CHF 15.00/max. MKD 30,000.00 + MKD 250.00 SWIFT charges

- In favor of clients on UBS

CHF 20.00

- In favor of users, not being clients, on UBS

CHF 30,00

2. Collection
а) Commissions for processing FX inflows in favor of residents’ accounts, received with instructions SHA and BEN, except for funds received under pension. *)

Remittance amount in EUR

Commission

Up to EUR 50.00

MKD 30,00

EUR 50.01 - EUR 200.00

MKD 60,00

EUR 200.01 - EUR 1,000.00

MKD 120,00

EUR 1,000.01 - EUR 5,000.00

MKD 300,00

EUR 5,000.00 - EUR 20,000.00

MKD 600,00

> EUR 20,000.01

MKD 1.200,00

b) Collection of remittance in favor of non-resident account

From EUR 0.00 to EUR 299.99

EUR 5

EUR 300.00 to EUR 9,999.99

EUR 10

EUR 10,000.00 to EUR 24,999.99

EUR 20

Over EUR 25,000.00

EUR 50

c) Collection in favor of resident and non-resident accounts under checks
- Redemption of FX checks – checks paid in denars and payment under pension checks by depositing check’s amount on FX savings deposit passbook / account

Up to EUR 49.99

MKD 200.00 per check

EUR 50.00 to EUR 999.99

MKD 400.00 per check

Over EUR 1,000.00

MKD 1,200.00 per check

- Receipt of checks for collection abroad

1.5% min. MKD 400.00,
(0.5% min. MKD 400.00 upon receipt of the check and 1% upon receipt of collection from abroad)

3.Other services

1.Opening resident account

free of charge

2.Opening non-resident account

EUR 10.00

3.Management of fx accounts, except for accounts in Swiss Francs (CHF)

Free of charge

4.Management of fx account in Swiss Francs (CHF) **)

 

MKD 300.00 per month for residents

CHF 5.50 per month for non-residents

5. Management of account on which CHF turnover from other Bank’s products is recorded **)
MKD 450.00 per month for residents

CHF 7.50 per month for non-residents

6.Payment of cash from account *)

- to resident account

free of charge, exception is for CHF 0.50% min. MKD 250.00 / max. MKD 6,000.00

- to non-resident account

0.30% min. MKD 250.00, max. MKD 6,000.00, exception is for CHF 0.50% min. MKD 250.00 / max. MKD 6,000.00

7.Depositing cash to account *)

- to resident account

free of charge, exception is for CHF 0.50% min. MKD 250.00 / max. MKD 6,000.00

- to non-resident account

free of charge, exception is for CHF 0.50% min. MKD 250.00 / max. MKD 6,000.00

8.Closing account

free of charge

9.Opening standing order

MKD 250.00 paid one-off

10.Transaction realized under standing order

MKD 60.00

11.Reporting savings deposit passbook as null and void

MKD 200.00

12. Certificates

- standard certificate on current balance of account/s

MKD 150.00

- other non-standard certificates

MKD 400.00

13.Calculation of interest on individual amount for certain period of time

plus MKD 20.00 per item

 

MKD 20.00 per individual item, min. MKD 300.00 + MKD 54.00 VAT

14.Certificate for data on foreign currency exchange rate, at client’s request

MKD 20.00 per individual item, min. MKD 300.00 + MKD 54.00 VAT

15.Commission for opening non-resident account

EUR 10.00

16.Transcript, verification and insight in original documentation (order forms and other documents) of individuals

 

- for current year

MKD 100,00

- for previous years

MKD 250,00

-transcript of signatory card for FX account

MKD 200,00

- transcript of statement of FX account

MKD 90,00

 

NOTE:

 

*) Shall be applied as of 01.03.2019

**) Shall be applied as of 01.04.2019