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Program for development support from the Italian Credit Line realized through the Macedonian Bank for Development Promotion (MBDP)

Eligible beneficiaries		legal entities with more than 51% private ownership
Unacceptable projects		Project from the sphere of trade, public administration, obligatory social protection, households with employed members and exterritorial organizations and bodies
Purpose		Financing projects in the sphere of energetic (energy saving and sustainable energy resources), environmental protection Purchase or construction of fixed assets and working capital
Loan terms		minimum amount	EUR 50,000
		maximum amount	EUR 400,000
		repayment term	up to 6 years, depending on the project
		grace period	up to 1 year
		repayment	quarterly repayment of the principal and interest
Interest rate		6% p.a., fixed
Fees		commitment fee	0.5% of the approved and undisbursed loan amount
		early loan repayment fee	0.125% of the early repaid loan amount
		one-off fees before disbursement	1% paid one-off, in MKD, for fixed assets loans; 0.5% paid one-off, in MKD, for working capital loans
Collateral	pursuant to the Credit Policy of the Bank, the ususal collateral instruments are used (mortgage of real estate, pledge of movables, bills of exchange, etc.)

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