Program for development support from the Italian Credit Line realized through the Macedonian Bank for Development Promotion (MBDP)
Eligible beneficiaries |
legal entities with more than 51% private ownership |
Unacceptable projects |
Project from the sphere of trade, public administration, obligatory social protection, households with employed members and exterritorial organizations and bodies |
Purpose |
- Financing projects in the sphere of energetic (energy saving and sustainable energy resources), environmental protection
- Purchase or construction of fixed assets and working capital
|
Loan terms |
minimum amount |
EUR 50,000 |
maximum amount |
EUR 400,000 |
repayment term |
up to 6 years, depending on the project |
grace period |
up to 1 year |
repayment |
quarterly repayment of the principal and interest |
Interest rate |
6% p.a., fixed |
Fees |
commitment fee |
0.5% of the approved and undisbursed loan amount |
early loan repayment fee |
0.125% of the early repaid loan amount |
one-off fees before disbursement |
- 1% paid one-off, in MKD, for fixed assets loans;
- 0.5% paid one-off, in MKD, for working capital loans
|
Collateral |
pursuant to the Credit Policy of the Bank, the ususal collateral instruments are used (mortgage of real estate, pledge of movables, bills of exchange, etc.) |
Contact persons
Ilija Mircevski, Chief Coordinator for Corporate Lending
Phone: (+389 2) 3168-504
Fax: (+389 2) 3247-468
e-mail:
e-mail:
Elena Spirovska, Manager of Agriculture Lending Department
Phone: (+389 2) 3168-509
e-mail: